Thomas, Oklahoma.
Typical home $153,134 (-0.6% in a year). Weatherford, OK metro.
to buy the typical home at today's mortgage rate — +$418 (+108%) since Jan 2020.
- 1 year
- Down $901 -1%
- $154,035$153,134 since Sep 2025
- 5 years
- Up $39,083 +34%
- $114,051$153,134 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Thomas$804
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Thomas, OK fell 0.6% over the past year — slower than the nation's +1.2%.
Living in Thomas, Custer County, Oklahoma
Thomas is a city of 1,143 people in Custer County. Half its households earn more than $62,500 a year and half less, against $59,738 across Custer County; 14% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Custer County was 3.2% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Thomas is a small city in Custer County, Oklahoma, where most homes are lived in by their owners. Household incomes run a little above the county's, and homes here are modestly priced. Winters are cold, with January the coldest month, and summers are hot, with July the warmest, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with restaurants, hotels and entertainment, manufacturing and shops also employing many. Across Custer County, some of the largest workplaces are Southwestern Oklahoma State University, Bar-S Foods Co and the Weatherford Schools. The commute to work is moderate, and few people work from home.
Things to do. Water and open country are the main draws nearby. Foss Reservoir is a reservoir a longer drive away, as is Roman Nose State Park, a protected area. The Stafford Air & Space Museum, also a longer drive away, offers an indoor outing when the weather turns.
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- 434households
- 22%of adults have a degree
- 14%below the poverty line
- 26 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Custer County had 12,820 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 27°; warmest in July, with highs near 94° and lows near 70°. About 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Watonga 7W Mesonet weather station, 14 miles away (NOAA).
Largest workplaces in Custer County
- Southwestern Oklahoma State UniversityUniversity or college620
- Bar-S Foods CoCooked meats made from purchased carcasses511
- Weatherford SchoolsSchool district308FTE
- Clinton SchoolsSchool district305FTE
- M Wright ServicesPipeline, gas and oil, construction301
- WalmartWarehouse clubs and supercenters286
- Indian Health ServiceFederal government · Department of Health and Human Services145
- Weatherford Regional HospitalCritical access hospital140FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 1,942 people in all across the county; Thomas has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Thomas’ census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Custer County and the Weatherford, OK metro.
Thomas home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Thomas$153,134
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Thomas address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Thomas — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.