Thurmont, Maryland.
Typical home $393,808 (+0.4% in a year), asking rent $2,262 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,073 (+108%) since Jan 2020.
- 1 year
- Up $1,387 +0%
- $392,421$393,808 since Sep 2025
- 5 years
- Up $69,855 +22%
- $323,953$393,808 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Thurmont$2,067
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Thurmont, MD rose 0.4% over the past year — slower than the nation's +1.2%.
Living in Thurmont, Frederick County, Maryland
Thurmont is a town of 6,213 people in Frederick County. Half its households earn more than $98,125 a year and half less, against $122,002 across Frederick County; 11% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Frederick County was 3.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Thurmont is a small town at the foot of the Catoctin Mountains in Frederick County. Most homes are lived in by their owners, and incomes run below the county's overall. Winters are cold, with the coldest weather in January, and summers are warm, with July the warmest month. Rain and melted snow come through the year in fair amounts.
Work. Many residents work in schools, hospitals and social care, in shops, and in professional and business services. Some of the town's largest workplaces are NVR, which makes house components, Structural, which makes trusses, and Weis Markets, a supermarket. Commutes are on the longer side, and a fair number of people work from home.
Things to do. Catoctin Mountain Park and Cunningham Falls State Park both lie in or beside town, offering park and protected woodland close to home. Toms Creek, a river, and High Rock, a tourist attraction, are each a short drive away. Gettysburg National Military Park is a longer drive away.
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- 2,415households
- 27%of adults have a degree
- 11%below the poverty line
- 28 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Frederick County had 106,962 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 23°; warmest in July, with highs near 84° and lows near 65°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Catoctin Mountain Park weather station, 4 miles away (NOAA).
Largest workplaces in Thurmont
- NVRManufacturer of house componets645
- ThurmontAll printing operations including digital printing296
- StructuralTrusses, wood roof or floor, manufacturing196
- Structural OpCoTruss manufacture196
- Weis MarketsSupermarkets and other grocery103
- Food LionGrocery stores86
- Thurmont Boulevard StoreUsed merchandise retailer37
- National Park ServiceFederal government · Department of the Interior33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,664 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Thurmont’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frederick County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Thurmont home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Thurmont$393,808
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 2 Thurmont listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Thurmont43.12%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Thurmont26
New listings per month
Sellers arriving at the market.
- Thurmont11
Zip codes with a Thurmont address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Thurmont — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.