States · Indiana · Tipton County

Tipton, Indiana.

Typical home $244,591 (+4.0% in a year), asking rent $1,085 .

What it costs per month · Tipton $1,284/mo

to buy the typical home at today's mortgage rate — +$770 (+150%) since Jan 2020.

What the home itself did
1 year
Up $9,297 +4%
$235,294$244,591 since Sep 2025
5 years
Up $67,712 +38%
$176,879$244,591 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Tipton $1,284 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Tipton$1,284
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Tipton, IN rose 4.0% over the past year — faster than the nation's +1.2%.

Living in Tipton, Tipton County, Indiana

Tipton is a city of 5,275 people in Tipton County. Half its households earn more than $59,828 a year and half less, against $76,156 across Tipton County; 18% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Tipton County was 3.1% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 5,275 in the 2020 census; median age 37.0
Household income $59,828 the median, give or take $6,832 · Tipton County: $76,156
Unemployment 3.1% Tipton County, August 2026; 3.7% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Tipton is a small Indiana city and the seat of Tipton County. Its residents are around the typical age for the country, and a good share of homes are lived in by their owners. Household incomes in the city run below the county's, and the share of adults with a four-year degree is modest. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and precipitation is spread through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, government, and restaurants and hotels also employing many. Some of the largest workplaces in town are Park 100 Foods Tipton, a frozen soup maker, Tipton Community School, and Integrity EDM, which makes aircraft engine parts. Unemployment in the county has eased compared with a year earlier, and the county has added jobs.

Things to do. Wildcat Creek is a river a longer drive away, good for time on the water or along its banks. Mounds State Park, also a longer drive off, is a protected area with trails and open ground to walk. For a day indoors, Conner Prairie is a museum a longer drive away, and it is among the better known places in the area.

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  • 2,207households
  • 22%of adults have a degree
  • 18%below the poverty line
  • 26 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Manufacturing23%
  • Government11%
  • Restaurants, hotels and entertainment9%
  • Shops (retail)8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Tipton County had 4,581 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 85° and 62° 20° 40° 60° 80° J 35° 17° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 85° and 62° 20° 40° 60° 80° J 35° 17° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 85° and lows near 62°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Tipton Southwest weather station, 5 miles away (NOAA).

Largest workplaces in Tipton

  1. Park 100 Foods TiptonSoups, frozen, manufacturing288
  2. Tipton Community School CorpSchool district201FTE
  3. Integrity EDMAircraft engine and engine parts manufacturing166
  4. IU Health Tipton HospitalCritical access hospital149FTE
  5. Batesville Tool & Die Inc TiptonAluminum coating of metal products for the trade134
  6. City of TiptonExecutive offices, federal, state, and local129
  7. The Waters of TiptonSkilled nursing facilities125
  8. EPI PrintersGames, children's and adult, manufacturing110

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,218 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Strong windRelatively high
  3. Winter weatherRelatively high
  4. Inland floodingRelatively high
  5. HailRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tipton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tipton County.

Tipton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Tipton $244,591 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Tipton$244,591
  • Indiana$257,165
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Tipton listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2025 2026 Tipton 34.87% United States 26.36%
20% 25% 30% 35% 2025 2026
  • Tipton34.87%
  • United States26.36%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Tipton 23
10 20 30 40 50 2018 2022 2026
  • Tipton23

New listings per month

Sellers arriving at the market.

6 8 10 2026 Tipton 8
6 8 10 2026
  • Tipton8

Zip codes with a Tipton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tipton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Tipton