Tipton, Missouri.
Typical home $192,435 (+0.9% in a year). Jefferson City, MO metro.
to buy the typical home at today's mortgage rate — +$543 (+116%) since Jan 2020.
- 1 year
- Up $1,676 +1%
- $190,759$192,435 since Sep 2025
- 5 years
- Up $36,103 +23%
- $156,333$192,435 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tipton$1,010
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Tipton, MO rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Tipton, Moniteau County, Missouri
Tipton is a city of 2,920 people in Moniteau County. Half its households earn more than $49,257 a year and half less, against $65,715 across Moniteau County; 20% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Moniteau County was 3.3% in August 2026, and the county had 1.8% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tipton is a small city in Moniteau County, Missouri, where most homes are lived in by their owners and the typical home costs less than in many parts of the country. Household incomes are below the county's, and a good share of residents live below the poverty line. The population is of middle age, and few adults hold a four-year degree.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Across Moniteau County, some of the largest workplaces are Cargill, Burgers Smokehouse Headquarters and the Moniteau County R-I school district. Unemployment in the county is a little lower than a year ago, though the county has fewer jobs than it did the year before, and the typical commute is a short one.
Things to do. Smith Branch, a small river, runs in or beside town, and the Lamine River and Willow Fork are both a short drive away for time near the water. Those willing to drive farther can reach the Big Muddy National Fish and Wildlife Refuge, a protected area. Winters are cold, with some snow, and summers are warm, with a fair amount of rain through the year.
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- 662households
- 7%of adults have a degree
- 20%below the poverty line
- 21 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Moniteau County had 4,014 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 20°; warmest in July, with highs near 88° and lows near 67°. About 10 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the California weather station, 12 miles away (NOAA).
Largest workplaces in Moniteau County
- CargillTurkeys, slaughtering and dressing223
- Martin Energy Group ServicesPower generators manufacturing199
- Moniteau Co. R-I SchoolsSchool district178FTE
- Burgers Smokehouse Headquarters311612 meat processed from carcasses166
- Co-Mo Electric Cooperative - Tipton OfficeElectric power distribution systems137
- Summit School ServicesSchool and employee bus transportation94
- Tipton R-VI SchoolsSchool district77FTE
- First Student38
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 991 people in all across the county; Tipton has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Heat wavesRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tipton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Moniteau County and the Jefferson City, MO metro.
Tipton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tipton$192,435
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tipton9
Zip codes with a Tipton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tipton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.