Tivoli, Texas.
Typical home $126,642 (-7.1% in a year).
to buy the typical home at today's mortgage rate — +$81 (+14%) since Jan 2020.
- 1 year
- Down $9,677 -7%
- $136,318$126,642 since Sep 2025
- 5 years
- Down $40,014 -24%
- $166,656$126,642 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tivoli$665
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Tivoli, TX fell 7.1% over the past year — slower than the nation's +1.2%.
Living in Tivoli, Refugio County, Texas
Tivoli, in Refugio County, had 419 people in the 2020 census. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Refugio County was 5.2% in August 2026, and the county had 4.6% fewer jobs in 2025 than the year before. The most people in Refugio County work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tivoli is a very small community in Refugio County, on the Texas coastal plain. Nearly everyone who lives here owns their home, far more than is usual across the country, and few residents live below the poverty line. Few adults hold a four-year degree, and typical home values are modest.
Work. Residents work mostly in schools, hospitals and social care, followed by farming, forestry and mining, the building trades and local shops. Across Refugio County, the largest workplaces include Bechtel, Refugio ISD and Refugio Memorial Hospital. Unemployment in the county is a little lower than a year ago, though the county has fewer jobs than it did the year before.
Things to do. Green Lake and the San Antonio River are both a short drive away, for time on the water or along its banks. Farther afield, a longer drive brings you to Aransas National Wildlife Refuge, a protected area. Winters are mild, with a January that stays cool rather than cold, and summers are hot, with August the warmest month; rain falls through the year.
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- 9%of adults have a degree
- 4%below the poverty line
What people in Refugio County work in
Employed residents by industry, from the Census survey. Refugio County had 2,158 jobs in 2025, 4.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 45°; warmest in August, with highs near 93° and lows near 76°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Austwell weather station, 6 miles away (NOAA).
Largest workplaces in Refugio County
- BechtelConstruction management, industrial building420
- Refugio ISDSchool district158FTE
- Refugio Memorial HospitalCritical access hospital120FTE
- Woodsboro ISDSchool district74FTE
- Refugio II EnterprisesNursing homes53
- Austwell-tivoli ISDSchool district35FTE
- South Texas Oil Field MaintenancePipeline, gas and oil, construction24
- FESCO - Refugio DistrictContract services for oil and gas fields22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 519 people in all across the county; Tivoli has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HurricanesVery high
- DroughtRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tivoli’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Refugio County.
Tivoli home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tivoli$126,642
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tivoli10
Zip codes with a Tivoli address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tivoli — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.