States · Alabama · Madison County

Toney, Alabama.

, asking rent $1,751 . Huntsville, AL metro.

What it costs per month · Toney $1,252/mo

to buy the typical home at today's mortgage rate — +$642 (+105%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Alabama $1,252 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Alabama$1,252
  • United States$1,922

Living in Toney, Madison County, Alabama

The Census does not count Toney on its own, so the figures here are Madison County's. Half the county's households earn more than $86,499 a year and half less; 10% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Madison County was 3.0% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most people in Madison County work in schools and health care, then professional services.

People 406,000 about, in Madison County: the Census does not count Toney on its own
Household income $86,499 the median in Madison County, give or take $1,491
Unemployment 3.0% Madison County, August 2026; 2.5% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Toney is a small town in Madison County, in north Alabama. Most homes here are lived in by their owners, and the county's median household income sits at a comfortable level for the region. Winters are cool and summers are hot, and the area gets a good deal of rain across the year, with occasional melted snow.

Work. Many residents work in schools, hospitals and social care, professional and business services, manufacturing, and retail shops. The county's unemployment rate has risen slightly over the past year but remains low, and its number of jobs grew in the most recent year. A large share of adults hold a college degree, and typical rents for the county are on the higher side for the state.

Things to do. The U.S. Space & Rocket Center, a museum, is the best known attraction on the list and is a longer drive away. Big Spring Park, a park, and Monte Sano State Park, a protected area, are also a longer drive away and offer walks and open green space.

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  • 165,031households
  • 38.2median age
  • 46%of adults have a degree
  • 10%below the poverty line
  • 22 mintypical commute
  • 15%work from home

What people in Madison County work in

  • Schools, hospitals and social care20%
  • Professional and business services19%
  • Manufacturing14%
  • Shops (retail)10%
  • Government9%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Madison County had 235,169 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 52° and 30°; warmest in July, 91° and 70° 20° 40° 60° 80° 100° J 52° 30° F M A M J J 91° 70° A S O N D
Average daily high and low for each month: coldest in January, 52° and 30°; warmest in July, 91° and 70° 20° 40° 60° 80° 100° J 52° 30° F M A M J J 91° 70° A S O N D

Coldest in January, with highs near 52° and lows near 30°; warmest in July, with highs near 91° and lows near 70°. About 56 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ardmore weather station, 11 miles away (NOAA).

Largest workplaces in Madison County

  1. Huntsville HospitalGeneral hospital7,307FTE
  2. Toyota Motor Mfg of AlabamaVehicle assembly2,543
  3. The Boeing CompanyGuided missile and space vehicle manufacturing2,466
  4. Huntsville City SchoolsSchool district2,363FTE
  5. George C. Marshall Space Flight CenterFederal government · National Aeronautics and Space Administration2,070
  6. Leidos - DyneticsEngineering research and development laboratories or services2,032
  7. Madison County SchoolsSchool district2,020FTE
  8. Blue Origin HSV MCGuided missile and space vehicle manufacturing1,493

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 338 workplaces with 20 or more staff, 51,643 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. TornadoesRelatively high
  3. Strong windRelatively high
  4. Cold wavesRelatively high
  5. Inland floodingRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Madison County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Madison County and the Huntsville, AL metro.

Toney home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Sellers are cutting prices on about 1 in 3 Toney listings — the market is cooling.

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2023 2024 2025 2026 Toney 30.87% United States 26.90%
15% 20% 25% 30% 35% 2023 2024 2025 2026
  • Toney30.87%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2022 2023 2024 2025 2026 Toney 73
20 40 60 80 2022 2024 2026
  • Toney73

New listings per month

Sellers arriving at the market.

5 10 15 20 2023 2024 2025 2026 Toney 19
5 10 15 20 2023 2024 2025 2026
  • Toney19

Zip codes with a Toney address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Toney — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Toney