States · Virginia · Middlesex County

Topping, Virginia.

Typical home $356,312 (+0.1% in a year).

What it costs per month · Topping $1,870/mo

to buy the typical home at today's mortgage rate — +$1,074 (+135%) since Jan 2020.

What the home itself did
1 year
Up $392 +0%
$355,920$356,312 since Sep 2025
5 years
Up $81,219 +30%
$275,093$356,312 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Topping $1,870 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Topping$1,870
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Topping, VA rose 0.1% over the past year — slower than the nation's +1.2%.

Living in Topping, Middlesex County, Virginia

The Census does not count Topping on its own, so the figures here are Middlesex County's. Half the county's households earn more than $75,060 a year and half less; 7% of the county's people live below the poverty line. 87% of the county's homes are lived in by their owners and 13% are rented. Unemployment in Middlesex County was 3.4% in August 2026, and the county had 4.5% fewer jobs in 2025 than the year before. The most people in Middlesex County work in schools and health care, then professional services.

People 11,000 about, in Middlesex County: the Census does not count Topping on its own
Household income $75,060 the median in Middlesex County, give or take $9,373
Unemployment 3.4% Middlesex County, August 2026; 3.1% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Across Middlesex County, most homes are lived in by their owners, more often than across the country as a whole. The county's residents are older, on the whole, than most Americans. Winters are cold enough to need heating and bring little snow, while summers are warm and rain falls often.

Work. Unemployment across Middlesex County is higher than it was a year earlier, and the number of jobs there fell over the latest year. Most residents work in schools, hospitals and social care, professional and business services, shops, or the building trades. A good share of adults hold a degree, and a notable share of residents work from home.

Things to do. The Rappahannock River is a short drive away and offers a river close to home. Corotoman, an archaeological site, is also a short drive away. Colonial Williamsburg, a museum, is a longer drive away.

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  • 4,772households
  • 55.5median age
  • 34%of adults have a degree
  • 7%below the poverty line
  • 34 mintypical commute
  • 23%work from home

What people in Middlesex County work in

  • Schools, hospitals and social care25%
  • Professional and business services12%
  • Shops (retail)11%
  • Building trades8%
  • Government8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Middlesex County had 3,238 jobs in 2025, 4.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 29°; warmest in July, 85° and 70° 20° 40° 60° 80° J 47° 29° F M A M J J 85° 70° A S O N D
Average daily high and low for each month: coldest in January, 47° and 29°; warmest in July, 85° and 70° 20° 40° 60° 80° J 47° 29° F M A M J J 85° 70° A S O N D

Coldest in January, with highs near 47° and lows near 29°; warmest in July, with highs near 85° and lows near 70°. About 8 inches of snow and 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the North weather station, 11 miles away (NOAA).

Largest workplaces in Middlesex County

  1. Bay AgingCompanion services for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities339
  2. Middle Peninsula Northern Neck Community Services BoardGroup homes, intellectual and developmental disability335
  3. Middlesex County Public SchoolsSchool district242FTE
  4. Food LionGrocery stores68
  5. Riverside Convalescent Center SaludaConvalescent homes or convalescent hospitals67
  6. MHC Property ManagementRv park33
  7. Virginia Department of TransportationHighway repair maintenance28
  8. Atlantic Metal ProductsStructural steel, fabricated, manufacturing24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 918 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesRelatively moderate
  2. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Middlesex County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County.

Topping home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Topping $356,312 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Topping$356,312
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $1,546/yr median bill inside Topping, effective 0.44% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2025 2026 Topping 8
4 6 8 10 2025 2026
  • Topping8

Zip codes with a Topping address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Topping — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Topping