Topsfield, Massachusetts.
Typical home $968,961 (+2.6% in a year). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$2,841 (+127%) since Jan 2020.
- 1 year
- Up $24,847 +3%
- $944,115$968,961 since Sep 2025
- 5 years
- Up $207,902 +27%
- $761,059$968,961 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Topsfield$5,086
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Topsfield, MA rose 2.6% over the past year — faster than the nation's +1.2%.
Living in Topsfield, Essex County, Massachusetts
Topsfield, in Essex County, had 2,864 people in the 2020 census. Half its households earn more than $191,146 a year and half less, against $101,883 across Essex County; 5% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Essex County was 4.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Topsfield is a small community in Essex County where most households own their homes, and incomes run well above the county's. Typical home values are high, and relatively few residents live below the poverty line. Most adults hold a four-year degree, and a good number work from home.
Work. Residents work mainly in schools, hospitals and social care, in shops, in professional and business services, and in government. Among the largest workplaces in town are Masconomet Rehabilitation & Healthcare Center, a skilled nursing facility, and Lawton Welding Co, a structural steel fabricator. The typical commute is a moderate one.
Things to do. Boston's best-known sights are a longer drive away, including the Museum of Fine Arts Boston, an art museum, and Fenway Park, the baseball stadium. The Merrimack River is also a longer drive away, for time spent by the water. Winters here are cold and snowy, and summers are warm.
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- 957households
- 67%of adults have a degree
- 5%below the poverty line
- 24 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Essex County had 326,688 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 20°; warmest in July, with highs near 82° and lows near 62°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Beverly Municipal Airport weather station, 4 miles away (NOAA).
Largest workplaces in Topsfield
- Masconomet Rehabilitation & Healthcare CenterSkilled nursing facilities136
- Masconomet Healthcare CenterSkilled nursing facilities130
- Lawton Welding CoStructural steel, fabricated, manufacturing129
- Evans IndustriesMachine shops38
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 433 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- EarthquakesRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Topsfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Essex County and the Boston-Cambridge-Newton, MA-NH metro.
Topsfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Topsfield$968,961
- Massachusetts$655,219
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Topsfield16
New listings per month
Sellers arriving at the market.
- Topsfield6
Zip codes with a Topsfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Topsfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.