Topton, North Carolina.
Typical home $389,594 (+4.9% in a year).
to buy the typical home at today's mortgage rate — +$1,256 (+159%) since Jan 2020.
- 1 year
- Up $18,225 +5%
- $371,369$389,594 since Sep 2025
- 5 years
- Up $100,785 +35%
- $288,809$389,594 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Topton$2,045
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Topton, NC rose 4.9% over the past year — faster than the nation's +1.2%.
Living in Topton, Macon County, North Carolina
The Census does not count Topton on its own, so the figures here are Macon County's. Half the county's households earn more than $59,061 a year and half less; 12% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Macon County was 3.3% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Macon County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Topton sits in Macon County, in the mountains of western North Carolina, where winters are cold and summers are warm. The county's population skews toward middle and later years, and most homes are lived in by their owners. Many residents have lived in the area for a long time, and the community has a settled, neighborly character.
Work. Across Macon County, the largest groups of working residents are in schools, hospitals and social care, retail shops, restaurants and hotels, and the building trades. Unemployment has eased over the past year, and the number of jobs in the county has grown. Commutes are generally short, and fewer people work from home than in many places.
Things to do. Nantahala National Forest is a protected area a short drive away, good for hiking and quiet days outdoors. Great Smoky Mountains National Park, one of the best known national parks in the country, is a longer drive away. Dry Falls, a waterfall a longer drive away, is a popular stop for those who enjoy walking among the mountains.
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- 18,406households
- 49.7median age
- 28%of adults have a degree
- 12%below the poverty line
- 23 mintypical commute
- 9%work from home
What people in Macon County work in
Employed residents by industry, from the Census survey. Macon County had 12,592 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 27°; warmest in July, with highs near 86° and lows near 62°.
Average daily high and low, 1991–2020, at the Andrews weather station, 11 miles away (NOAA).
Largest workplaces in Macon County
- Macon County SchoolsSchool district639FTE
- Macon CountyExecutive offices, federal, state, and local520
- WalmartWarehouse clubs and supercenters289
- MH Angel Medical Center, LLLPHospitals, general medical and surgical196
- Ingles MarketsSupermarkets and other grocery stores188
- MH Angel Medical Center LllpCritical access hospital180FTE
- Ingles MarketsSupermarkets and other grocery stores167
- Lowe's Companies, INCHomecenter138
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,401 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- Cold wavesRelatively high
- LightningRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Macon County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macon County.
Topton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Topton$389,594
- North Carolina$332,159
- United States$366,157
Sellers are cutting prices on about 1 in 7 Topton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Topton13.38%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Topton33
New listings per month
Sellers arriving at the market.
- Topton7
Zip codes with a Topton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Topton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.