Transfer, Pennsylvania.
. Youngstown-Warren-Boardman, OH-PA metro.
to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pennsylvania$1,507
- United States$1,922
Living in Transfer, Mercer County, Pennsylvania
The Census does not count Transfer on its own, so the figures here are Mercer County's. Half the county's households earn more than $59,976 a year and half less; 13% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Mercer County was 4.3% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in Mercer County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Transfer sits in Mercer County in western Pennsylvania, where winters are cold and snowy and summers are warm. Across Mercer County, most homes are lived in by their owners, while a sizable share are rented. The county's residents are, on the whole, a middle-aged community, and many have lived here for a long time.
Work. Across Mercer County, many people work in schools, hospitals and social care, in manufacturing, in shops, and in professional and business services. Unemployment has eased over the past year, though the county has seen slightly fewer jobs than it had before. Most people commute to work rather than working from home, and a minority of adults hold a four-year degree.
Things to do. Shenango River Lake lies in or beside town, and it is a good place for a walk or a quiet afternoon by the water. Avenue of Flags, a park a short drive away, offers open space close by. For a longer outing, the Butler Institute of American Art, a museum a longer drive away, is one of the best known places in the area.
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- 46,524households
- 45.1median age
- 26%of adults have a degree
- 13%below the poverty line
- 22 mintypical commute
- 9%work from home
What people in Mercer County work in
Employed residents by industry, from the Census survey. Mercer County had 42,729 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 82° and lows near 56°.
Average daily high and low, 1991–2020, at the Mercer weather station, 12 miles away (NOAA).
Largest workplaces in Mercer County
- Joy Baking Group Hermitage ConeBakery products, dry, manufacturing864
- Upmc Horizon HospitalGeneral hospital667FTE
- UPMC Horizon ShenangoGeneral medical and surgical hospitals577
- Sharon Regional Health SystemGeneral hospital576FTE
- NLMK PennsylvaniaHot-rolling iron or steel products in iron and steel mills564
- Estes Express Lines513
- Freight Segment Grove City Reman430
- St. Paul HomesContinuing care retirement communities429
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 129 workplaces with 20 or more staff, 14,383 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Mercer County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mercer County and the Youngstown-Warren-Boardman, OH-PA metro.
Transfer home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Transfer6
Zip codes with a Transfer address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Transfer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.