Troup, Texas.
Typical home $274,049 (+0.3% in a year). Jacksonville, TX metro.
to buy the typical home at today's mortgage rate — +$743 (+107%) since Jan 2020.
- 1 year
- Up $738 +0%
- $273,312$274,049 since Sep 2025
- 5 years
- Up $32,916 +14%
- $241,133$274,049 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Troup$1,438
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in Troup, TX rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Troup, Cherokee County, Texas
Troup is a city of 2,006 people in Cherokee County. Half its households earn more than $53,457 a year and half less, against $61,261 across Cherokee County. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Cherokee County was 4.7% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Troup is a small East Texas city where most homes are lived in by their owners. Household incomes run below the county's, and fewer adults hold a four-year degree than in many places. Winters are mild and short, with the coldest days in January still cool rather than harsh, while summers turn hot, especially in August. Rain is plentiful through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops close behind. Across Cherokee County, some of the largest workplaces are Helmerich & Payne, Inc., which drills oil and gas wells, Rusk State Hospital, and Jacksonville ISD. Few people work from home, and the typical trip to work is a fairly long one.
Things to do. Lake Tyler, a reservoir, is a short drive away, as is Lake Tyler East, another reservoir, for time on the water. For a day out, Tyler State Park, a protected area, and Caldwell Zoo are both a longer drive away.
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- 754households
- 21%of adults have a degree
- 31 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Cherokee County had 14,947 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 38°; warmest in August, with highs near 94° and lows near 73°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tyler weather station, 15 miles away (NOAA).
Largest workplaces in Cherokee County
- Helmerich & Payne, Inc.Drilling oil and gas wells1,381
- Rusk State HospitalPsychiatric hospital942FTE
- Jacksonville ISDSchool district829FTE
- Altman Specialty PlantsFlorist's supplies merchant wholesalers437
- Bullard ISDSchool district435FTE
- Allied Truss Texas JacksonvilleTrusses, wood roof or floor, manufacturing425
- Rusk ISDSchool district344FTE
- Beall SGeneral warehousing and storage342
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 6,085 people in all across the county; Troup has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- LightningRelatively high
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Troup’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Jacksonville, TX metro.
Troup home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Troup$274,049
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Troup listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Troup26.69%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Troup55
New listings per month
Sellers arriving at the market.
- Troup6
Zip codes with a Troup address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Troup — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.