States · North Carolina · Jackson County

Tuckasegee, North Carolina.

Typical home $444,091 (-0.2% in a year). Cullowhee, NC metro.

What it costs per month · Tuckasegee $2,331/mo

to buy the typical home at today's mortgage rate — +$1,351 (+138%) since Jan 2020.

What the home itself did
1 year
Down $1,006 -0%
$445,097$444,091 since Sep 2025
5 years
Up $79,710 +22%
$364,382$444,091 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Tuckasegee $2,331 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Tuckasegee$2,331
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Tuckasegee, NC fell 0.2% over the past year — slower than the nation's +1.2%.

Living in Tuckasegee, Jackson County, North Carolina

The Census does not count Tuckasegee on its own, so the figures here are Jackson County's. Half the county's households earn more than $55,815 a year and half less; 18% of the county's people live below the poverty line. 61% of the county's homes are lived in by their owners and 39% are rented. Unemployment in Jackson County was 3.5% in August 2026, and the county had 33.1% more jobs in 2025 than the year before. The most people in Jackson County work in schools and health care, then restaurants and hotels.

People 44,000 about, in Jackson County: the Census does not count Tuckasegee on its own
Household income $55,815 the median in Jackson County, give or take $5,024
Unemployment 3.5% Jackson County, August 2026; 3.7% a year before
Homes 61% lived in by their owners; 39% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Tuckasegee is a small community in Jackson County, in the mountains of western North Carolina. Winters are the coldest part of the year, with more frost and cold days than in the warmer parts of the state, while summers are warm. Snow is light compared with northern states, but rain and melted snow fall heavily through the year.

Work. Across Jackson County, most homes are lived in by their owners, and fewer people are out of work than a year earlier. Jobs grew sharply over the past year, and many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, or in professional and business services. Few people work from home, and most commutes are short.

Things to do. The French Broad River is a river a longer drive away. Pisgah National Forest is a protected area also a longer drive away, and Courthouse Falls, a waterfall, is a short drive away.

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  • 18,430households
  • 38.1median age
  • 31%of adults have a degree
  • 18%below the poverty line
  • 20 mintypical commute
  • 8%work from home

What people in Jackson County work in

  • Schools, hospitals and social care26%
  • Restaurants, hotels and entertainment18%
  • Shops (retail)14%
  • Professional and business services10%
  • Building trades10%
  • Other services5%

Employed residents by industry, from the Census survey. Jackson County had 19,262 jobs in 2025, 33.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 85° and 63° 20° 40° 60° 80° J 48° 26° F M A M J J 85° 63° A S O N D
Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 85° and 63° 20° 40° 60° 80° J 48° 26° F M A M J J 85° 63° A S O N D

Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 85° and lows near 63°. About 4 inches of snow and 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cullowhee weather station, 10 miles away (NOAA).

Largest workplaces in Jackson County

  1. Harrah's Cherokee Casino & HotelCasino hotels3,792
  2. Western Carolina UniversityUniversity or college1,827
  3. Southwestern Community CollegeTwo-year college580
  4. Harris Regional HospitalGeneral hospital547FTE
  5. Jackson County Public SchoolsSchool district545FTE
  6. AramarkFood service contractors471
  7. WalmartWarehouse clubs and supercenters314
  8. Lowe's Companies, INCHomecenter152

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 6,079 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. LightningRelatively high
  3. LandslidesRelatively moderate
  4. Inland floodingRelatively moderate
  5. Ice stormsRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Jackson County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Cullowhee, NC metro.

Tuckasegee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Tuckasegee $444,091 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Tuckasegee$444,091
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Tuckasegee listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2025 2026 Tuckasegee 17.46% United States 26.90%
5% 10% 15% 20% 25% 2025 2026
  • Tuckasegee17.46%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Tuckasegee 40
20 40 60 2018 2022 2026
  • Tuckasegee40

Zip codes with a Tuckasegee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tuckasegee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Tuckasegee