Tulsa, Oklahoma.
Typical home $217,760 (+2.8% in a year), asking rent $1,273 (+3.1%). Tulsa, OK metro.
to buy the typical home at today's mortgage rate — +$641 (+128%) since Jan 2020.
- 1 year
- Up $5,968 +3%
- $211,792$217,760 since Sep 2025
- 5 years
- Up $48,450 +29%
- $169,310$217,760 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tulsa$1,143
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Tulsa, OK rose 2.8% over the past year — faster than the nation's +1.2%.
Asking rents in Tulsa, OK rose 3.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Tulsa runs $278/mo more than renting one. The gap peaked at $315 in Jan 2025.
That is $1,551 a month against $1,273 rent: a $1,143 mortgage payment, plus $175 property tax and $233 insurance & upkeep.
Owning vs renting — Tulsa
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,551
- Renting$1,273
- Mortgage only$1,143
Property tax · $175/mo 0.97% of value a year — the ACS 2020-2024 median bill over the median home value for Tulsa County, OK
Insurance & upkeep · $233/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Tulsa, Tulsa County, Oklahoma
Tulsa is a city of 413,066 people in Tulsa County. Half its households earn more than $59,838 a year and half less, against $69,009 across Tulsa County; 19% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Tulsa was 4.4% in August 2026, and Tulsa County had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tulsa is a city of the first rank in Oklahoma, with a population that skews younger than many American cities. Incomes run below the county's overall, and more households rent their homes than in the surrounding county. Winters are cold, with some snow, and summers get hot, with a fair amount of rain through the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Among the largest workplaces in Tulsa are Saint Francis Hospital, Tulsa Schools and Hillcrest Medical Center. Commutes are short, and a good number of people work from home.
Things to do. The Philbrook Museum of Art and Gilcrease Museum are both art museums a short drive away, and the Tulsa Zoo is also a short drive from town. For a stroll outdoors, Woodward Park is a botanical garden a short drive away.
Report a mistake
- 172,909households
- 34%of adults have a degree
- 19%below the poverty line
- 19 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Tulsa County had 371,956 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 28°; warmest in July, with highs near 94° and lows near 73°. About 9 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tulsa International Airport weather station, 5 miles away (NOAA).
Largest workplaces in Tulsa
- Saint Francis HospitalGeneral hospital6,287FTE
- Tulsa SchoolsSchool district4,697FTE
- Hillcrest Medical Center2,570
- ONEOK PlazaCorporate offices2,533
- Union SchoolsSchool district2,043FTE
- St. John Medical CenterGeneral hospital1,944FTE
- Tulsa Community CollegeTwo-year college1,615
- Omni Air InternationalPassenger air transportation, nonscheduled1,033
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 387 workplaces with 20 or more staff, 51,854 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- TornadoesRelatively high
- Ice stormsrelatively high in parts of TulsaRelatively moderate
- Strong windrelatively high in parts of TulsaRelatively moderate
- HailRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tulsa’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tulsa County and the Tulsa, OK metro.
Tulsa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tulsa$217,760
- Oklahoma$220,801
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Tulsa listings, and the typical home goes pending in 22 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tulsa32.00%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Tulsa22
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tulsa1,700
New listings per month
Sellers arriving at the market.
- Tulsa499
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Tulsa$233,620
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Tulsa97.94%
Zip codes with a Tulsa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tulsa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Tulsa
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 74133 | Tulsa | 48,699 | $1,181 | $301,955 |
| 74136 | Tulsa | 31,416 | $898 | $268,109 |
| 74137 | Tulsa | 28,533 | $1,197 | $436,529 |
| 74105 | Tulsa | 26,951 | $1,473 | $291,497 |
| 74115 | Tulsa | 24,297 | $1,118 | $112,652 |
| 74134 | Tulsa | 23,323 | $1,409 | $262,008 |
| 74112 | Tulsa | 21,386 | $1,292 | $179,828 |
| 74135 | Tulsa | 20,138 | $1,449 | $269,851 |
| 74107 | Tulsa | 19,013 | $1,201 | $155,051 |
| 74129 | Tulsa | 18,382 | $1,418 | $194,213 |
| 74145 | Tulsa | 18,196 | $1,201 | $226,224 |
| 74146 | Tulsa | 16,507 | $1,068 | $185,340 |
| 74127 | Tulsa | 16,324 | $1,219 | $134,454 |
| 74114 | Tulsa | 15,944 | $1,490 | $276,619 |
| 74106 | Tulsa | 15,655 | $1,266 | $109,379 |
| 74110 | Tulsa | 15,244 | $1,043 | $87,637 |
| 74128 | Tulsa | 13,751 | $1,295 | $157,271 |
| 74104 | Tulsa | 12,806 | $1,460 | $235,903 |
| 74132 | Tulsa | 10,858 | $1,554 | $305,790 |
| 74126 | Tulsa | 9,920 | $1,238 | $88,365 |
| 74108 | Tulsa | 7,315 | — | $176,977 |
| 74120 | Tulsa | 5,195 | $1,428 | $284,590 |
| 74119 | Tulsa | 3,670 | $1,373 | $168,162 |
| 74116 | Tulsa | 3,617 | — | $197,628 |
| 74131 | Tulsa | 2,435 | — | $283,168 |