Tupelo, Oklahoma.
Typical home $151,213 (+3.0% in a year).
to buy the typical home at today's mortgage rate — +$486 (+158%) since Jan 2020.
- 1 year
- Up $4,420 +3%
- $146,793$151,213 since Sep 2025
- 5 years
- Up $33,313 +28%
- $117,900$151,213 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tupelo$794
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Tupelo, OK rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Tupelo, Coal County, Oklahoma
Tupelo is a city of 327 people in Coal County. Half its households earn more than $37,500 a year and half less, against $50,423 across Coal County. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Coal County was 4.3% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Coal County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tupelo is a very small city in Coal County, Oklahoma, where most homes are lived in by their owners and house values sit at a level many buyers would find modest. Household incomes in town run below the county's, and few adults hold a four-year degree. Winters are cool, with January the coldest month, and summers are hot, with August the warmest.
Work. Residents work mainly in schools, hospitals and social care, in government, in farming, forestry and mining, and in shops. Among the largest workplaces across Coal County are Coalgate Schools, Coal County General Hospital and Tupelo Schools. Unemployment in the county is close to where it stood a year earlier, and the number of jobs has edged up slightly. For those who travel to work, the typical commute is a moderate drive.
Things to do. Kullihoma Grounds, a park, is a short drive away and the closest place to get outdoors. A longer drive brings you to Little River, a river, and to Atoka Reservoir, a reservoir where people can spend a day by the water.
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- 136households
- 7%of adults have a degree
- 22 mintypical commute
What people in Coal County work in
Employed residents by industry, from the Census survey. Coal County had 1,234 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 28°; warmest in August, with highs near 93° and lows near 70°.
Average daily high and low, 1991–2020, at the Centrahoma 1E Mesonet weather station, 5 miles away (NOAA).
Largest workplaces in Coal County
- Duncan Regional HospitalGeneral hospital637FTE
- Coalgate SchoolsSchool district120FTE
- Coal County General HospitalCritical access hospital50FTE
- Tupelo SchoolsSchool district41FTE
- Cottonwood SchoolsSchool district35FTE
- Heavybilt MfgStructural steel, fabricated, manufacturing32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 144 people in all across the county; Tupelo has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- DroughtRelatively high
- Ice stormsRelatively high
- WildfireRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tupelo’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coal County.
Tupelo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tupelo$151,213
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tupelo5
Zip codes with a Tupelo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tupelo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.