Tuscumbia, Alabama.
Typical home $194,143 (+0.5% in a year), asking rent $953 . Florence-Muscle Shoals, AL metro.
to buy the typical home at today's mortgage rate — +$562 (+123%) since Jan 2020.
- 1 year
- Up $920 +0%
- $193,223$194,143 since Sep 2025
- 5 years
- Up $33,407 +21%
- $160,737$194,143 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tuscumbia$1,019
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Tuscumbia, AL rose 0.5% over the past year — slower than the nation's +1.2%.
Living in Tuscumbia, Colbert County, Alabama
Tuscumbia is a city of 9,054 people in Colbert County. Half its households earn more than $59,143 a year and half less, against $60,628 across Colbert County; 19% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Colbert County was 3.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tuscumbia is a small city in Colbert County, with a population of a middle-aged character: residents are a little older than the typical American. Most homes are lived in by their owners, and a typical home costs less than many Americans would expect to pay elsewhere. Household incomes run slightly below the county's, and a four-year degree is held by a minority of adults. Winters are cool and summers are hot, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Among the largest workplaces in town are Colbert County Schools, Roppe Holding Company, a rubber goods manufacturer, and Tuscumbia City Schools. Commutes are of moderate length, and very few people work from home.
Things to do. The Alabama Music Hall of Fame, a museum, is in or beside town, and Muscle Shoals Sound Studio, another music museum, is a short drive away. For time outdoors, Wilson Lake, a reservoir, and Key Cave National Wildlife Refuge, a protected area, are both a short drive away. Wheeler Lake is a longer drive for those who want more water.
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- 3,640households
- 26%of adults have a degree
- 19%below the poverty line
- 23 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Colbert County had 24,754 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 29°; warmest in July, with highs near 90° and lows near 69°. About 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Muscle Shoals Wtp weather station, 4 miles away (NOAA).
Largest workplaces in Tuscumbia
- Colbert County SchoolsSchool district314FTE
- Roppe Holding CompanyRubber goods, mechanical, manufacturing240
- Tuscumbia City SchoolsSchool district181FTE
- Genesis Health CareNursing homes62
- FoodlandCommissaries, primarily groceries42
- TuscumbiaMail and parcel delivery32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 376 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- LightningVery high
- Cold wavesVery high
- TornadoesVery high
- Inland floodingRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tuscumbia’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Colbert County and the Florence-Muscle Shoals, AL metro.
Tuscumbia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tuscumbia$194,143
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 4 Tuscumbia listings, and the typical home goes pending in 44 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tuscumbia28.56%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tuscumbia115
New listings per month
Sellers arriving at the market.
- Tuscumbia28
Zip codes with a Tuscumbia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tuscumbia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.