States · Missouri · Miller County

Tuscumbia, Missouri.

Typical home $229,715 (+5.2% in a year).

What it costs per month · Tuscumbia $1,206/mo

to buy the typical home at today's mortgage rate — +$677 (+128%) since Jan 2020.

What the home itself did
1 year
Up $11,260 +5%
$218,455$229,715 since Sep 2025
5 years
Up $41,998 +22%
$187,717$229,715 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Tuscumbia $1,206 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Tuscumbia$1,206
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Tuscumbia, MO rose 5.2% over the past year — faster than the nation's +1.2%.

Living in Tuscumbia, Miller County, Missouri

Tuscumbia is a town of 188 people in Miller County. Half its households earn more than $41,250 a year and half less, against $56,736 across Miller County; 9% of its people live below the poverty line. Unemployment in Miller County was 3.4% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Miller County work in schools and health care, then shops.

People 188 in the 2020 census
Household income $41,250 the median, give or take $9,796 · Miller County: $56,736
Unemployment 3.4% Miller County, August 2026; 3.6% a year before
Homes Too few homes in Tuscumbia for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Tuscumbia is a very small town in Miller County, Missouri, and it has the quiet feel that goes with that. Household incomes in town run well below the county's, and typical home values are modest for the region. Few adults hold a four-year degree. Winters are cold, with only a little snow, and summers turn hot, while rain and melted snow fall at a fairly steady rate through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in shops, the building trades and manufacturing. Across Miller County, some of the largest workplaces are Quaker Window Co. in Eldon, Adient US, which makes automobile seat frames, and the Eldon R-I Schools. Unemployment in the county is low and about the same as a year ago, though there were somewhat fewer jobs across the county last year than the year before.

Things to do. Dog Creek and Gum Creek run in or beside town, which makes for easy time near the water. Lake of the Ozarks, a large reservoir, is a short drive away. Bridal Cave, a tourist attraction, is a longer drive away.

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  • 10%of adults have a degree
  • 9%below the poverty line

What people in Miller County work in

  • Schools, hospitals and social care23%
  • Shops (retail)15%
  • Building trades11%
  • Manufacturing9%
  • Restaurants, hotels and entertainment8%
  • Government8%

Employed residents by industry, from the Census survey. Miller County had 7,806 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 25°; warmest in July, 89° and 70° 20° 40° 60° 80° J 44° 25° F M A M J J 89° 70° A S O N D
Average daily high and low for each month: coldest in January, 44° and 25°; warmest in July, 89° and 70° 20° 40° 60° 80° J 44° 25° F M A M J J 89° 70° A S O N D

Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lakeside weather station, 9 miles away (NOAA).

Largest workplaces in Miller County

  1. Quaker Window Co. - EldonMetal window and door manufacturing434
  2. Adient USAutomobile seat frames, metal, manufacturing365
  3. Eldon R-I SchoolsSchool district205FTE
  4. School of the OsageSchool district190FTE
  5. Opies TransportSpecialized freight trucking, long-distance140
  6. WalmartDiscount department stores101
  7. Iberia R-V SchoolsSchool district73FTE
  8. StoneBridge Lake OzarkSkilled nursing facilities71

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,379 people in all across the county; Tuscumbia has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. Ice stormsRelatively high
  3. Heat wavesRelatively high
  4. Winter weatherRelatively high
  5. TornadoesRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tuscumbia’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miller County.

Tuscumbia home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2019 2020 2021 2022 2023 2024 2025 2026 Tuscumbia $229,715 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2020 2022 2024 2026
  • Tuscumbia$229,715
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 2026 Tuscumbia 6
4 5 6 2026
  • Tuscumbia6

Zip codes with a Tuscumbia address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tuscumbia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Tuscumbia