Umatilla, Florida.
Typical home $285,645 (-0.2% in a year), asking rent $1,130 . Ocala, FL metro.
to buy the typical home at today's mortgage rate — +$838 (+127%) since Jan 2020.
- 1 year
- Down $569 -0%
- $286,213$285,645 since Sep 2025
- 5 years
- Up $59,526 +26%
- $226,118$285,645 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Umatilla$1,499
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Umatilla, FL fell 0.2% over the past year — slower than the nation's +1.2%.
Living in Umatilla, Marion County, Florida
Umatilla is a city of 3,685 people in Marion County. Half its households earn more than $71,077 a year and half less, against $61,010 across Marion County; 11% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Marion County was 5.7% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Marion County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Umatilla is a small city where most homes are lived in by their owners, and household incomes run higher than across Marion County as a whole. Fewer adults here hold a four-year degree than in many places, and the typical commute is a long one, so many residents spend a good part of the day getting to and from work. Winters are mild, with little or no snow, and summers are hot, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Across Marion County, some of the largest workplaces are Marion Schools, HCA Florida Ocala Hospital and AdventHealth Ocala. Unemployment in the county has edged up over the past year, while the number of jobs has grown slightly.
Things to do. Lake Eustis is a short drive away, and Lake Joanna and Lake Norris are close by as well, so water is never far off. For a longer outing, Ocala National Forest is a protected area worth the drive, with room for walking and time outdoors.
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- 1,725households
- 16%of adults have a degree
- 11%below the poverty line
- 33 mintypical commute
What people in Marion County work in
Employed residents by industry, from the Census survey. Marion County had 121,921 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 67° and lows near 46°; warmest in July, with highs near 90° and lows near 73°. About 50 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Lisbon weather station, 8 miles away (NOAA).
Largest employers in Umatilla
- Lake County School Board255
- Lakeview Terrace210
- Recovery Village111
- City of Umatilla49
- United Southern Bank48
- Walker Building Corporation43
- Lake County Health Clinic40
- McDonald's35
From the City of Umatilla’s annual financial report for 2025, its schedule of principal employers (its source: “City staff”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- HurricanesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Umatilla’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Marion County and the Ocala, FL metro.
Umatilla home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Umatilla$285,645
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Umatilla listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Umatilla25.14%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Umatilla67
New listings per month
Sellers arriving at the market.
- Umatilla15
Zip codes with a Umatilla address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Umatilla — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.