Union Bridge, Maryland.
Typical home $445,648 (+0.2% in a year). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,181 (+102%) since Jan 2020.
- 1 year
- Up $1,092 +0%
- $444,555$445,648 since Sep 2025
- 5 years
- Up $69,373 +18%
- $376,275$445,648 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Union Bridge$2,339
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Union Bridge, MD rose 0.2% over the past year — slower than the nation's +1.2%.
Living in Union Bridge, Frederick County, Maryland
Union Bridge is a town of 936 people in Frederick County. Half its households earn more than $76,250 a year and half less, against $122,002 across Frederick County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Frederick County was 3.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Frederick County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Union Bridge is a very small town in Frederick County, with a population on the younger side and incomes well below the county's. Most homes are lived in by their owners, and a four-year degree is held by a minority of adults. Winters are cold and snowy, summers are warm, and rain and melted snow fall generously through the year.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, shops and government also employing many. Across Frederick County, some of the largest workplaces are Frederick County Public Schools, Frederick Memorial Hospital and Frederick Community College. The typical commute is a long one, and only a small share of people work from home.
Things to do. Toms Creek is a river a short drive away. Farther afield, Cunningham Falls State Park and Gambrill State Park are protected areas a longer drive away, and Gettysburg National Military Park is a historic battlefield site, also a longer drive away.
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- 468households
- 26%of adults have a degree
- 36 mintypical commute
- 8%work from home
What people in Frederick County work in
Employed residents by industry, from the Census survey. Frederick County had 106,962 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 85° and lows near 64°. About 28 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Emmitsburg Southeast weather station, 9 miles away (NOAA).
Largest workplaces in Frederick County
- Frederick County Public SchoolsSchool district7,031FTE
- Frederick Memorial HospitalGeneral hospital2,071FTE
- Frederick National Laboratory for Cancer Research - Ft. DetrickLife sciences research and development laboratories or services1,273
- Frederick Community CollegeTwo-year college1,069
- AstraZeneca Frederick Manufacturing CenterCulture media manufacturing772
- Thermo Fisher ScientificGeneral warehousing and storage650
- NVRManufacturer of house componets645
- FRE - Aldi INC Maryland621
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 208 workplaces with 20 or more staff, 25,121 people in all across the county; Union Bridge has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Union Bridge’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frederick County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Union Bridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Union Bridge$445,648
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Union Bridge14
New listings per month
Sellers arriving at the market.
- Union Bridge5
Zip codes with a Union Bridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Union Bridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Union Bridge
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 21791 | Union Bridge | 5,340 | — | $444,900 |
| 21762 | Libertytown | 139 | — | $324,370 |