States · Missouri · Putnam County

Unionville, Missouri.

Typical home $190,600 (+4.5% in a year).

What it costs per month · Unionville $1,000/mo

to buy the typical home at today's mortgage rate — +$589 (+143%) since Jan 2020.

What the home itself did
1 year
Up $8,273 +5%
$182,327$190,600 since Sep 2025
5 years
Up $54,174 +40%
$136,426$190,600 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Unionville $1,000 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Unionville$1,000
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Unionville, MO rose 4.5% over the past year — faster than the nation's +1.2%.

Living in Unionville, Putnam County, Missouri

Unionville is a city of 1,735 people in Putnam County. Half its households earn more than $61,406 a year and half less, against $63,510 across Putnam County; 18% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Putnam County was 3.2% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,735 in the 2020 census
Household income $61,406 the median, give or take $9,847 · Putnam County: $63,510
Unemployment 3.2% Putnam County, August 2026; 3.9% a year before
Homes 70% lived in by their owners; 30% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Unionville is a small city and the seat of Putnam County, Missouri. Most homes are lived in by their owners, and typical home values and household incomes sit a little below the county's, with a fair share of residents living below the poverty line. Winters are cold, with January highs hovering around freezing and a good deal of snow, while summers turn warm, with July the hottest month. Rain and melted snow are steady through the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, banks, insurance and property, and shops also employing a good number. The largest workplaces in Unionville are Putnam CO. R-I Schools, Putnam County Memorial Hospital and Hy-Vee. Commutes are short, and few people work from home. Across Putnam County there were slightly fewer jobs last year than the year before, and unemployment has eased a little compared with a year earlier.

Things to do. Thousand Hills State Park is a protected area a longer drive away, and Rathbun Lake, a reservoir, lies a longer drive away as well. Shoal Creek is a river, also a longer drive away. Each suits a day out on the water or on foot.

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  • 721households
  • 20%of adults have a degree
  • 18%below the poverty line
  • 14 mintypical commute
  • 5%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Manufacturing15%
  • Banks, insurance and property12%
  • Shops (retail)11%
  • Government9%
  • Other services9%

Employed residents by industry, from the Census survey. Putnam County had 982 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 15°; warmest in July, 86° and 66° 20° 40° 60° 80° J 32° 15° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 32° and 15°; warmest in July, 86° and 66° 20° 40° 60° 80° J 32° 15° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 32° and lows near 15°; warmest in July, with highs near 86° and lows near 66°. About 29 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Unionville weather station, under a mile away (NOAA).

Largest workplaces in Unionville

  1. Putnam Co. R-I SchoolsSchool district74FTE
  2. Putnam County Memorial HospitalCritical access hospital68FTE
  3. Hy-VeeSupermarkets and other grocery except convenience stores36

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 36 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Strong windRelatively high
  3. LightningRelatively high
  4. DroughtRelatively moderate
  5. HailRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Unionville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Putnam County.

Unionville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Unionville $190,600 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Unionville$190,600
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Unionville listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2022 2023 2024 2025 2026 Unionville 19.83% United States 26.90%
5% 10% 15% 20% 25% 2022 2024 2026
  • Unionville19.83%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Unionville 37
25 50 75 100 2018 2022 2026
  • Unionville37

New listings per month

Sellers arriving at the market.

5 6 7 8 2026 Unionville 5
5 6 7 8 2026
  • Unionville5

Zip codes with a Unionville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Unionville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Unionville