Victoria, Texas.
Typical home $214,046 (+1.3% in a year), asking rent $1,169 (+4.9%). Victoria, TX metro.
to buy the typical home at today's mortgage rate — +$532 (+90%) since Jan 2020.
- 1 year
- Up $2,698 +1%
- $211,347$214,046 since Sep 2025
- 5 years
- Up $28,463 +15%
- $185,583$214,046 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Victoria$1,123
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Victoria, TX rose 1.3% over the past year — in step with the nation.
Asking rents in Victoria, TX rose 4.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in Victoria runs $444/mo more than renting one. The gap peaked at $625 in Oct 2023.
That is $1,613 a month against $1,169 rent: a $1,123 mortgage payment, plus $260 property tax and $229 insurance & upkeep.
Owning vs renting — Victoria
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,613
- Renting$1,169
- Mortgage only$1,123
Property tax · $260/mo 1.46% of value a year — the ACS 2020-2024 median bill over the median home value for Victoria County, TX
Insurance & upkeep · $229/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Victoria, Victoria County, Texas
Victoria is a city of 65,534 people in Victoria County. Half its households earn more than $67,226 a year and half less, against $70,896 across Victoria County; 18% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Victoria was 4.5% in August 2026, and Victoria County had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Victoria is a city in south Texas, home to a fairly even mix of younger and older residents. Incomes run somewhat below the county's, and more homes here are lived in by their owners than rented, though renters make up a real part of the town. Winters are mild, with little or no snow, and summers are hot, especially in August; rain falls through the year in fair amounts.
Work. Most residents work in schools, hospitals and social care, with many others in shops, manufacturing, and restaurants, hotels and entertainment. Among the largest workplaces in town are Victoria ISD, Citizens Medical Center and Victoria College. A four-year degree is held by a minority of adults, the typical commute is short, and few people work from home.
Things to do. Spring Creek runs in or beside town, and Riverside Stadium is also close at hand. A short drive away are Mission Creek and Coleto Creek, both waterways for time outdoors. For a longer outing, Presidio La Bahía is a museum a longer drive away that reflects the region's early history.
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- 25,550households
- 20%of adults have a degree
- 18%below the poverty line
- 20 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Victoria County had 36,854 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 65° and lows near 42°; warmest in August, with highs near 94° and lows near 75°. About 39 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Victoria Fire Dept #5 weather station, 3 miles away (NOAA).
Largest workplaces in Victoria
- Victoria ISDSchool district2,102FTE
- Citizens Medical CenterGeneral hospital1,102FTE
- Regency IHS TherapyPhysical therapy offices863
- Victoria CollegeTwo-year college641
- University of Houston-VictoriaUniversity or college510
- NA Hydraulic Excavator FacilityConstruction machinery manufacturing393
- Clark Construction of Texas, Inc. - VictoriaPavement, highway, road, street, bridge or airport runway, construction386
- Foodservice South Texas310
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 5,423 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- Cold wavesRelatively high
- Tornadoesrelatively high in parts of VictoriaRelatively moderate
- Lightningrelatively high in parts of VictoriaRelatively moderate
- Heat wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Victoria’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Victoria County and the Victoria, TX metro.
Victoria home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Victoria$214,046
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Victoria listings, and the typical home goes pending in 38 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Victoria26.78%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Victoria38
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Victoria351
New listings per month
Sellers arriving at the market.
- Victoria84
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Victoria$250,761
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Victoria96.90%
Zip codes with a Victoria address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Victoria — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Victoria
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 77901 | Victoria | 39,854 | $1,087 | $145,071 |
| 77904 | Victoria | 30,061 | $1,393 | $279,860 |
| 77905 | Victoria | 16,599 | — | $261,345 |
| 77951 | Bloomington | 1,930 | — | $114,083 |