Villa Ridge, Missouri.
Typical home $289,133 (+5.9% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$804 (+113%) since Jan 2020.
- 1 year
- Up $16,147 +6%
- $272,985$289,133 since Sep 2025
- 5 years
- Up $56,045 +24%
- $233,088$289,133 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Villa Ridge$1,518
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Villa Ridge, MO rose 5.9% over the past year — faster than the nation's +1.2%.
Living in Villa Ridge, Franklin County, Missouri
Villa Ridge, in Franklin County, had 2,601 people in the 2020 census. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Franklin County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Villa Ridge is a small community in Franklin County, Missouri, where nearly everyone lives in a home they own. The population is young for a place where so many people are homeowners, with a median age below what many older readers might expect. Fewer adults hold a four-year degree than is typical across the country, and a larger share of residents live below the poverty line than most would guess for a place of owner-occupied homes.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail and the building trades also well represented. Across Franklin County, some of the largest workplaces are Mercy Hospital - Washington, Washington Schools and Parker Hannifin Sporlan Valve Division. The typical commute is a long one, so many people spend a good part of the day travelling to work.
Things to do. Birch Creek runs in or beside town, and Robertsville State Park, a protected area, is a short drive away. Also a short drive off is Shaw Nature Reserve, a botanical garden, and the Bourbeuse River is nearby for time by the water. Winters are cold, with snow most years, and summers turn hot, so outdoor outings tend to suit the milder seasons in between.
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- 1,017households
- 17%of adults have a degree
- 16%below the poverty line
- 30 mintypical commute
What people in Franklin County work in
Employed residents by industry, from the Census survey. Franklin County had 39,757 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 23°; warmest in July, with highs near 91° and lows near 67°. About 14 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Union weather station, 7 miles away (NOAA).
Largest workplaces in Franklin County
- Mercy Hospital - WashingtonGeneral hospital836FTE
- hth companiesScaffold erecting and dismantling625
- Parker Hannifin Sporlan Valve DivisionOther miscellaneous fabricated metal products471
- Washington SchoolsSchool district471FTE
- Asplundh Tree ExpertTree and brush trimming, overhead utility line448
- KDC-OneAerosol can filling on a job order or contract basis443
- WalmartWarehouse clubs and supercenters420
- East Central CollegeTwo-year college395
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 112 workplaces with 20 or more staff, 12,642 people in all across the county; Villa Ridge has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Heat wavesRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Villa Ridge’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the St. Louis, MO-IL metro.
Villa Ridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Villa Ridge$289,133
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 7 Villa Ridge listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Villa Ridge15
New listings per month
Sellers arriving at the market.
- Villa Ridge6
Zip codes with a Villa Ridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Villa Ridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.