States · Maryland · Cecil County

Warwick, Maryland.

Typical home $588,842 (+4.1% in a year). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

What it costs per month · Warwick $3,091/mo

to buy the typical home at today's mortgage rate — +$1,675 (+118%) since Jan 2020.

What the home itself did
1 year
Up $23,296 +4%
$565,546$588,842 since Sep 2025
5 years
Up $122,399 +26%
$466,443$588,842 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Warwick $3,091 Maryland $2,230 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Warwick$3,091
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Warwick, MD rose 4.1% over the past year — faster than the nation's +1.2%.

Living in Warwick, Cecil County, Maryland

The Census does not count Warwick on its own, so the figures here are Cecil County's. Half the county's households earn more than $92,007 a year and half less; 11% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Cecil County was 4.0% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Cecil County work in schools and health care, then shops.

People 105,000 about, in Cecil County: the Census does not count Warwick on its own
Household income $92,007 the median in Cecil County, give or take $3,833
Unemployment 4.0% Cecil County, August 2026; 4.9% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Warwick is a small community in Cecil County, in the northeastern corner of Maryland, where the state meets Delaware. The county's figures show a typical resident who is middle-aged, and most homes across Cecil County are lived in by their owners. Household incomes are spread across a wide range, and a meaningful share of households fall below the poverty line.

Work. Across Cecil County, many residents work in schools, hospitals and social care, in shops, in manufacturing, and in professional and business services. Unemployment has eased over the past year, and the number of jobs has edged up slightly. A minority of adults hold a four-year degree, and only a small share of workers work from home, so most people travel to a workplace each day.

Things to do. Old Bohemia Wildlife Management Area is in or beside town, a protected area for walking and watching wildlife. Elk Neck State Park, a protected area a short drive away, offers woods and shoreline to explore. The Bohemia River, also a short drive away, suits anyone who enjoys being on or beside the water.

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  • 40,595households
  • 40.6median age
  • 28%of adults have a degree
  • 11%below the poverty line
  • 28 mintypical commute
  • 12%work from home

What people in Cecil County work in

  • Schools, hospitals and social care20%
  • Shops (retail)12%
  • Manufacturing11%
  • Professional and business services10%
  • Government10%
  • Building trades8%

Employed residents by industry, from the Census survey. Cecil County had 36,824 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 89° and 66° 20° 40° 60° 80° J 42° 25° F M A M J J 89° 66° A S O N D
Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 89° and 66° 20° 40° 60° 80° J 42° 25° F M A M J J 89° 66° A S O N D

Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 89° and lows near 66°. About 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Newark Ag Farm weather station, 17 miles away (NOAA).

Largest workplaces in Cecil County

  1. Cecil County Public SchoolsSchool district2,111FTE
  2. Terumo MedicalInstruments, mechanical microsurgical, manufacturing1,019
  3. Veterans Health AdministrationFederal government · Department of Veterans Affairs951
  4. Union Hospital of Cecil CountyGeneral hospital896FTE
  5. Medline IndustriesWholesale distribution of medical, dental, and hospital equipment and supplies727
  6. Northrop Grumman SystemsGuided missile and space vehicle propulsion unit and propulsion unit parts manufacturing720
  7. Cecil CollegeTwo-year college571
  8. Ryder Amazon Port DepositWarehouse and storage539

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 78 workplaces with 20 or more staff, 14,492 people in all. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively high
  2. Winter weatherRelatively high
  3. Strong windRelatively high
  4. Ice stormsRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cecil County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cecil County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

Warwick home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Warwick $588,842 Maryland $424,890 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Warwick$588,842
  • Maryland$424,890
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Warwick address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Warwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Warwick