States · Missouri · Franklin County

Washington, Missouri.

Typical home $303,175 (+3.9% in a year), asking rent $1,366 . St. Louis, MO-IL metro.

What it costs per month · Washington $1,591/mo

to buy the typical home at today's mortgage rate — +$860 (+118%) since Jan 2020.

What the home itself did
1 year
Up $11,310 +4%
$291,865$303,175 since Sep 2025
5 years
Up $62,699 +26%
$240,476$303,175 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Washington $1,591 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Washington$1,591
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Washington, MO rose 3.9% over the past year — faster than the nation's +1.2%.

Living in Washington, Franklin County, Missouri

Washington is a city of 14,500 people in Franklin County. Half its households earn more than $79,173 a year and half less, against $73,165 across Franklin County; 8% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Franklin County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 14,500 in the 2020 census; median age 43.1
Household income $79,173 the median, give or take $9,818 · Franklin County: $73,165
Unemployment 3.6% Franklin County, August 2026; 3.9% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Washington is a city in Franklin County where most homes are lived in by their owners, and the population skews somewhat older than the typical American town. Household incomes run above the county's, and a smaller share of people live below the poverty line than in many places. A good number of adults hold a four-year degree, and most people have a short drive to work.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Among the largest workplaces in town are Mercy Hospital - Washington, Parker Hannifin Sporlan Valve Division, and Washington Schools. Joblessness in the county is low, and the county has added a few more jobs than it had the year before.

Things to do. Charrette Creek and Saint Johns Creek run in or beside town, and Dubois Creek and Brushy Creek are a short drive away for time near the water. A longer drive brings you to Shaw Nature Reserve, a botanical garden, and to Mid America Adventure, an amusement park. Winters are cold with some snow, and summers are warm, so the creeks and gardens are best suited to the milder months.

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  • 6,702households
  • 32%of adults have a degree
  • 8%below the poverty line
  • 21 mintypical commute
  • 12%work from home

What residents work in

  • Manufacturing21%
  • Schools, hospitals and social care20%
  • Shops (retail)12%
  • Professional and business services9%
  • Building trades8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Franklin County had 39,757 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 20°; warmest in July, 88° and 67° 20° 40° 60° 80° J 40° 20° F M A M J J 88° 67° A S O N D
Average daily high and low for each month: coldest in January, 40° and 20°; warmest in July, 88° and 67° 20° 40° 60° 80° J 40° 20° F M A M J J 88° 67° A S O N D

Coldest in January, with highs near 40° and lows near 20°; warmest in July, with highs near 88° and lows near 67°. About 8 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Washington weather station, 2 miles away (NOAA).

Largest workplaces in Washington

  1. Mercy Hospital - WashingtonGeneral hospital836FTE
  2. Parker Hannifin Sporlan Valve DivisionOther miscellaneous fabricated metal products471
  3. Washington SchoolsSchool district471FTE
  4. WalmartWarehouse clubs and supercenters420
  5. Rawlings Sporting Goods WashingtonSporting and recreational goods and supplies merchant wholesalers375
  6. Cheltenham Construction ServicesResidential construction, single-family, general contractors274
  7. WEG Transformers USA LLC STSpecialty transformers, electric, manufacturing249
  8. Parker Hannifin Sporlan Valve DivisionRefrigerated equipment & supplies merchant wholesalers200

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 5,019 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Heat wavesRelatively high
  3. Inland floodingRelatively high
  4. HailRelatively high
  5. TornadoesRelatively high
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Washington’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the St. Louis, MO-IL metro.

Washington home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Washington $303,175 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Washington$303,175
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Washington listings, and the typical home goes pending in 23 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Washington 27.16% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Washington27.16%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

15 20 25 30 2026 Washington 23 United States 27
15 20 25 30 2026
  • Washington23
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Washington 90
50 100 150 2018 2022 2026
  • Washington90

New listings per month

Sellers arriving at the market.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Washington 32
10 20 30 40 2018 2022 2026
  • Washington32

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $325,000 $350,000 $375,000 2026 Washington $309,696 United States $371,407
$300,000 $325,000 $350,000 $375,000 2026
  • Washington$309,696
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

98.0% 98.5% 99.0% 2026 Washington 99.10%
98.0% 98.5% 99.0% 2026
  • Washington99.10%

Zip codes with a Washington address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Washington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Washington