Watauga, Texas.
Typical home $271,592 (-0.3% in a year), asking rent $2,033 (+2.4%). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$717 (+101%) since Jan 2020.
- 1 year
- Down $763 -0%
- $272,355$271,592 since Sep 2025
- 5 years
- Up $32,371 +14%
- $239,221$271,592 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Watauga$1,426
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in Watauga, TX fell 0.3% over the past year — slower than the nation's +1.2%.
Asking rents in Watauga, TX rose 2.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Watauga runs $56/mo more than renting one. The gap peaked at $335 in Oct 2022.
That is $2,089 a month against $2,033 rent: a $1,426 mortgage payment, plus $373 property tax and $291 insurance & upkeep.
Owning vs renting — Watauga
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,089
- Renting$2,033
- Mortgage only$1,426
Property tax · $373/mo 1.65% of value a year — the ACS 2020-2024 median bill over the median home value for Tarrant County, TX
Insurance & upkeep · $291/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Watauga, Tarrant County, Texas
Watauga is a city of 23,650 people in Tarrant County. Half its households earn more than $91,171 a year and half less, against $84,207 across Tarrant County; 11% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Tarrant County was 4.4% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Watauga is a city in Tarrant County, in the Fort Worth area. Household incomes here run above the county's, and most homes are lived in by their owners rather than rented. Winters are cool and short, with only a little snow, and summers are hot.
Work. Residents work mostly in schools, hospitals and social care, in shops, in transport and warehousing, and in professional and business services. Among the largest workplaces in Watauga are Target, Albertsons and a nursing home operator, Watauga I Enterprises. Commutes are fairly long, and a good number of people work from home.
Things to do. The Fort Worth Water Gardens, a public garden in downtown Fort Worth, is a short drive away. The Amon Carter Museum of American Art and the Modern Art Museum of Fort Worth are both a longer drive away. So is Six Flags Over Texas, an amusement park.
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- 7,951households
- 24%of adults have a degree
- 11%below the poverty line
- 29 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Tarrant County had 1,017,941 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 36°; warmest in July, with highs near 94° and lows near 75°. About 2 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Worth Wsfo weather station, 4 miles away (NOAA).
Largest workplaces in Watauga
- TargetDiscount department stores270
- AlbertsonsSupermarkets and other grocery stores80
- Watauga I EnterprisesNursing homes79
- Fitness Connection - WataugaFitness and recreation sports centers29
- BRZ CoatingsEngineering structure painting25
- Discount TireTire dealers21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 504 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Heat wavesrelatively high in parts of WataugaRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Watauga’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tarrant County and the Dallas-Fort Worth-Arlington, TX metro.
Watauga home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Watauga$271,592
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Watauga listings, and the typical home goes pending in 23 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Watauga35.74%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Watauga23
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Watauga90
New listings per month
Sellers arriving at the market.
- Watauga28
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Watauga$270,722
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Watauga98.74%
Zip codes with a Watauga address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Watauga — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.