Waterville, Vermont.
Typical home $323,524 (-6.7% in a year).
to buy the typical home at today's mortgage rate — $461 (-21%) since Oct 2023.
- 1 year
- Down $23,083 -7%
- $346,607$323,524 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waterville$1,698
- Vermont$2,057
- United States$1,922
Typical home values in Waterville, VT fell 6.7% over the past year — slower than the nation's +1.2%.
Living in Waterville, Lamoille County, Vermont
Waterville is a town of 686 people in Lamoille County. Unemployment in Lamoille County was 2.4% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waterville is a very small town in Lamoille County, Vermont, where neighbors are likely to know one another. Winters are cold and snowy, and summers are mild, with a fair amount of rain and melted snow across the year. Typical home values are well above what many people expect for a rural town, and incomes in the county are comfortable, with few residents living below the poverty line.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, and in professional and business services. Across Lamoille County, the largest workplaces include Smugglers' Notch Resort, Copley Hospital and the Lamoille North Modified Union School District. Unemployment is low, the county has added a few jobs over the past year, and the typical commute is long, so many people spend real time on the road each day.
Things to do. Close by, the Tyler Branch and the South Branch Trout River are rivers a short drive away, and the Chester Alan Arthur State Historic Site is a museum just as near. A longer drive brings you to Smugglers' Notch, a ski area, and to Elmore State Park, a protected area. In winter the ski areas in this part of Vermont draw many visitors.
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- 333households
- 32%of adults have a degree
- 5%below the poverty line
- 38 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Lamoille County had 12,608 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 5°; warmest in July, with highs near 76° and lows near 56°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Johnson North weather station, 7 miles away (NOAA).
Largest workplaces in Lamoille County
- DH Stowe ManagementBtvdh463
- Smugglers' Notch ResortAlpine skiing facilities with accommodations461
- Copley HospitalCritical access hospital404FTE
- Manufacturing SolutionsExercise machines manufacturing254
- VR US Holdings IIAlpine skiing facilities without accommodations249
- Lamoille North Modified Union School District #058ASchool district201FTE
- Lamoille North Modified Union School District #058BSchool district183FTE
- Lamoille Health PartnersMedical doctors', mental health, offices165
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,958 people in all across the county; Waterville has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Lamoille County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lamoille County.
Waterville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waterville$323,524
- Vermont$391,900
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Waterville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waterville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.