Waverly, Missouri.
Typical home $204,906 (+11.5% in a year). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$683 (+174%) since Jan 2020.
- 1 year
- Up $21,172 +12%
- $183,734$204,906 since Sep 2025
- 5 years
- Up $61,710 +43%
- $143,196$204,906 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waverly$1,076
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Waverly, MO rose 11.5% over the past year — faster than the nation's +1.2%.
Living in Waverly, Carroll County, Missouri
Waverly is a city of 784 people in Carroll County. Half its households earn more than $47,969 a year and half less, against $62,154 across Carroll County; 10% of its people live below the poverty line. Unemployment in Carroll County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waverly is a small river-country city in Carroll County, Missouri, home to few people compared with most American cities. Household incomes here run below the county's, and typical home values are modest. Fewer adults hold a four-year degree than in the country as a whole, and very few people work from home.
Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades, and in farming, forestry and mining. Across Carroll County, some of the largest workplaces are Carroll County Hospital, Carrollton R-vii Schools and Wood Shed Lumber & Hardware Supply. The typical commute is a fairly long one, and the county has lost a few jobs over the past year even as unemployment has eased.
Things to do. Close by, a short drive away, are Cragg Branch and Cottonwood Creek, both small rivers, and the Gumbo Point Archeological Site. A longer drive brings you to Fort Orleans, a historic fort, and to Van Meter State Park, a protected area. Winters are cold and summers warm, with a fair amount of rain and melted snow through the year.
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- 18%of adults have a degree
- 10%below the poverty line
- 29 mintypical commute
- 2%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 2,653 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 20°; warmest in July, with highs near 87° and lows near 68°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Waverly weather station, under a mile away (NOAA).
Largest workplaces in Carroll County
- Carroll County HospitalCritical access hospital191FTE
- Carrollton R-vii SchoolsSchool district117FTE
- Good People MOV2, LLC - CarrolltonHydroponic crop farming98
- United Medical InvestorsConvalescent homes or convalescent hospitals74
- Michels PipelineBends, pipe, made from purchased metal pipe70
- Wood Shed Lumber & Hardware SupplyHardware stores60
- Show Me EthanolDenatured alcohol manufacturing49
- Norborne R-viii SchoolsSchool district44FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 696 people in all across the county; Waverly has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waverly’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Kansas City, MO-KS metro.
Waverly home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waverly$204,906
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Waverly address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waverly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.