Webster, North Carolina.
Typical home $390,550 (-1.4% in a year). Cullowhee, NC metro.
to buy the typical home at today's mortgage rate — +$1,174 (+134%) since Jan 2020.
- 1 year
- Down $5,640 -1%
- $396,191$390,550 since Sep 2025
- 5 years
- Up $69,997 +22%
- $320,553$390,550 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Webster$2,050
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Webster, NC fell 1.4% over the past year — slower than the nation's +1.2%.
Living in Webster, Jackson County, North Carolina
Webster is a town of 372 people in Jackson County. Unemployment in Jackson County was 3.5% in August 2026, and the county had 33.1% more jobs in 2025 than the year before. The most people in Jackson County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Webster is a very small mountain town in Jackson County, North Carolina, with few residents and a quiet, close-knit feel. Homes here are valued well above what incomes in the county would suggest, since household incomes across Jackson County run on the modest side. Winters are cold, with only a little snow, and summers are warm; rain and melted snow add up to a good deal over the year.
Work. Residents of Webster tend to work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in professional and business services. Across Jackson County, the largest workplaces include Western Carolina University, Harris Regional Hospital and Jackson County Public Schools. Jobs in the county grew over the past year, unemployment there is low and slightly lower than a year earlier, and the typical commute is a short one.
Things to do. Scott Creek runs in or beside town, a simple place to spend time by the water. A longer drive brings you to Great Smoky Mountains National Park, the best known of the nearby places, and to Pisgah National Forest, a large protected area. Cullasaja Falls, a waterfall, is also a longer drive away.
Report a mistake
- 18 mintypical commute
What people in Jackson County work in
Employed residents by industry, from the Census survey. Jackson County had 19,262 jobs in 2025, 33.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 85° and lows near 63°. About 4 inches of snow and 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cullowhee weather station, 4 miles away (NOAA).
Largest workplaces in Jackson County
- Harrah's Cherokee Casino & HotelCasino hotels3,792
- Western Carolina UniversityUniversity or college1,827
- Southwestern Community CollegeTwo-year college580
- Harris Regional HospitalGeneral hospital547FTE
- Jackson County Public SchoolsSchool district545FTE
- AramarkFood service contractors471
- WalmartWarehouse clubs and supercenters314
- Lowe's Companies, INCHomecenter152
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 6,079 people in all across the county; Webster has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- LightningVery high
- Inland floodingVery high
- Strong windRelatively high
- LandslidesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Webster’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County and the Cullowhee, NC metro.
Webster home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Webster$390,550
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Webster address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Webster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.