Wesley Chapel, Florida.
Typical home $398,488 (-2.5% in a year), asking rent $2,209 (-0.2%). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$1,096 (+110%) since Jan 2020.
- 1 year
- Down $10,033 -2%
- $408,521$398,488 since Sep 2025
- 5 years
- Up $41,005 +11%
- $357,483$398,488 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wesley Chapel$2,092
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 32 years.
Typical home values in Wesley Chapel, FL fell 2.5% over the past year — slower than the nation's +1.2%.
Asking rents in Wesley Chapel, FL fell 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Wesley Chapel runs $552/mo more than renting one. The gap peaked at $887 in Oct 2023.
That is $2,762 a month against $2,209 rent: a $2,092 mortgage payment, plus $243 property tax and $427 insurance & upkeep.
Owning vs renting — Wesley Chapel
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,762
- Renting$2,209
- Mortgage only$2,092
Property tax · $243/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Pasco County, FL
Insurance & upkeep · $427/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Wesley Chapel, Pasco County, Florida
Wesley Chapel, in Pasco County, had 64,866 people in the 2020 census. Half its households earn more than $107,504 a year and half less, against $70,492 across Pasco County; 6% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Pasco County was 5.0% in August 2026, and the county had 3.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wesley Chapel is a growing community in Pasco County where most homes are lived in by their owners, and where incomes run well above the county's. Residents tend to be younger than in many Florida communities, and a large share of adults hold a four-year degree. Winters are mild, with cool nights in January, summers are hot, and snow is rare. Rain falls through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Among the largest workplaces in Wesley Chapel are AdventHealth Wesley Chapel, BayCare Hospital Wesley Chapel and Publix Super Markets. Unemployment across Pasco County is a little higher than a year ago, while the county has added jobs over the past year. Commutes are fairly long, and a good number of people work from home.
Things to do. Hillsborough River State Park is a protected area a short drive away, a place for time outdoors along the river. Farther off, a longer drive away, is Busch Gardens Tampa, a zoo and amusement park with well-known roller coasters. The Museum of Science & Innovation, also a longer drive away, is a museum in the Tampa area.
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- 25,223households
- 48%of adults have a degree
- 6%below the poverty line
- 31 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. Pasco County had 150,334 jobs in 2025, 3.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 70° and lows near 49°; warmest in July, with highs near 90° and lows near 73°. About 53 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Saint Leo weather station, 10 miles away (NOAA).
Largest workplaces in Wesley Chapel
- Adventhealth Wesley ChapelGeneral hospital1,354FTE
- Blue Heron Senior LivingSkilled nursing facilities251
- Baycare Hospital Wesley ChapelGeneral hospital214FTE
- Publix Super MarketsSupermarkets and other grocery stores212
- Sam's ClubWarehouse clubs and supercenters201
- North Tampa Behavioral HealthPsychiatric hospital193FTE
- BrightviewLandscaping services104
- Landscape Maintenance ProfessionalsLandscaping85
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 3,622 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HurricanesRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wesley Chapel’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pasco County and the Tampa-St. Petersburg-Clearwater, FL metro.
Wesley Chapel home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wesley Chapel$398,488
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Wesley Chapel listings, and the typical home goes pending in 51 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wesley Chapel34.51%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Wesley Chapel51
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wesley Chapel714
New listings per month
Sellers arriving at the market.
- Wesley Chapel143
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Wesley Chapel$415,731
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Wesley Chapel97.97%
Zip codes with a Wesley Chapel address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wesley Chapel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Wesley Chapel
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 33543 | Wesley Chapel | 40,648 | $2,296 | $405,011 |
| 33545 | Wesley Chapel | 30,222 | $2,255 | $389,568 |
| 33544 | Wesley Chapel | 29,901 | $2,081 | $420,102 |