West Miami, Florida.
Typical home $666,133 (+1.4% in a year), asking rent $2,456 (+0.8%). Miami-Fort Lauderdale-Pompano Beach, FL metro.
to buy the typical home at today's mortgage rate — +$2,039 (+140%) since Jan 2020.
- 1 year
- Up $9,053 +1%
- $657,080$666,133 since Sep 2025
- 5 years
- Up $182,222 +38%
- $483,910$666,133 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- West Miami$3,496
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in West Miami, FL rose 1.4% over the past year — in step with the nation.
Asking rents in West Miami, FL rose 0.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in West Miami runs $2,203/mo more than renting one. The gap peaked at $2,328 in Jan 2025.
That is $4,658 a month against $2,456 rent: a $3,496 mortgage payment, plus $449 property tax and $713 insurance & upkeep.
Owning vs renting — West Miami
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,658
- Renting$2,456
- Mortgage only$3,496
Property tax · $449/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Miami-Dade County, FL
Insurance & upkeep · $713/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in West Miami, Miami-Dade County, Florida
West Miami is a city of 7,233 people in Miami-Dade County. Half its households earn more than $61,274 a year and half less, against $71,753 across Miami-Dade County; 13% of its people live below the poverty line. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in Miami-Dade County was 1.9% in September 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. West Miami is a small city inside Miami-Dade County, with a population that has stayed modest even though it sits in a large metropolitan area. Residents are somewhat older than you might expect in South Florida, and incomes run below the county's. Homes here cost a good deal, and roughly as many people rent as own, so the town mixes longtime owners with renters. Winters are mild and the coolest days are still warm compared with most of the country, summers are hot, there is little or no snow, and the year brings a great deal of rain.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in the building trades, or in transport, warehouses and utilities. Within the town itself, Publix Super Markets, Florida Education Institute and High Rise Windows Doors are among the largest workplaces. A good share of adults hold a four-year degree, a fair number work from home, and the typical commute is moderate. Across Miami-Dade County, unemployment is low and has come down from a year earlier, and the number of jobs has grown a little.
Things to do. A short drive away, Vizcaya Museum and Gardens is a botanical garden, and Pérez Art Museum Miami is an art museum. Miami Seaquarium, also a short drive off, is an aquarium. For something larger, Biscayne National Park is a longer drive away.
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- 2,698households
- 40%of adults have a degree
- 13%below the poverty line
- 25 mintypical commute
- 24%work from home
What residents work in
Employed residents by industry, from the Census survey. Miami-Dade County had 1,276,535 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 76° and lows near 61°; warmest in August, with highs near 91° and lows near 78°. About 67 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Miami International Airport weather station, 3 miles away (NOAA).
Largest workplaces in West Miami
- Publix Super MarketsSupermarkets and other grocery stores170
- Florida Education InstituteTwo-year college80
- High Rise Windows DoorsCarpentry noc31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 201 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- Heat wavesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in West Miami’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami-Dade County and the Miami-Fort Lauderdale-Pompano Beach, FL metro.
West Miami home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- West Miami$666,133
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- West Miami10
Zip codes with a West Miami address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls West Miami — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.