West Point, Mississippi.
Typical home $159,055 (+4.9% in a year). West Point, MS metro.
to buy the typical home at today's mortgage rate — +$384 (+85%) since Jan 2020.
- 1 year
- Up $7,487 +5%
- $151,568$159,055 since Sep 2025
- 5 years
- Up $8,852 +6%
- $150,203$159,055 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- West Point$835
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 61 years.
Typical home values in West Point, MS rose 4.9% over the past year — faster than the nation's +1.2%.
Living in West Point, Clay County, Mississippi
West Point is a city of 10,105 people in Clay County. Half its households earn more than $38,064 a year and half less, against $43,125 across Clay County; 26% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Clay County was 4.1% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. West Point is a small city in Clay County, Mississippi, with a median age a little younger than that of the country as a whole. Incomes run below the county's, and more people live below the poverty line than most would expect in a town this size. Most homes are lived in by their owners, and typical home values are modest. Winters are mild with little or no snow, summers are hot, and the year brings a good deal of rain.
Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops and in professional and business services. Among the largest workplaces in town are West Point Consolidated School District, Clay County Medical Center and Fabricators Supply. Fewer adults hold a four-year degree than in much of the country, and the typical commute is short. Across Clay County, the number of jobs slipped slightly last year, and unemployment is lower than it was a year earlier.
Things to do. For time outdoors, Lake Lowndes State Park is a protected area with a lake, and Columbus Lake is a reservoir, both a longer drive away. The Sam D. Hamilton Noxubee National Wildlife Refuge, also a longer drive, is a protected area for wildlife. Anyone interested in the region's early history can visit Plymouth, an archaeological site, though that too is a longer drive away.
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- 4,147households
- 16%of adults have a degree
- 26%below the poverty line
- 20 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Clay County had 6,482 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 33°; warmest in July, with highs near 92° and lows near 72°. About 58 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the State Univ weather station, 12 miles away (NOAA).
Largest workplaces in West Point
- West Point Consolidated School DistSchool district437FTE
- Clay County Medical CenterGeneral medical and surgical hospitals409
- Fabricators SupplyStructural steel, fabricated, manufacturing170
- Plum Creek Environmental TechnologiesWaste container manufacturer150
- The Golf Clubs of MississippiCountry clubs150
- First Student47
- West PointMail and parcel delivery27
- Pace ExcavatingDirt moving for construction22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 975 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- LightningRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- Heat wavesRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in West Point’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the West Point, MS metro.
West Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- West Point$159,055
- Mississippi$194,531
- United States$366,157
Sellers are cutting prices on about 1 in 5 West Point listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- West Point21.09%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- West Point72
New listings per month
Sellers arriving at the market.
- West Point10
Zip codes with a West Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls West Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.