Westminster, Colorado.
Typical home $510,555 (-1.8% in a year), asking rent $1,872 (+0.9%). Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$1,246 (+87%) since Jan 2020.
- 1 year
- Down $9,557 -2%
- $520,113$510,555 since Sep 2025
- 5 years
- Up $20,301 +4%
- $490,255$510,555 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Westminster$2,680
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 85 years.
Typical home values in Westminster, CO fell 1.8% over the past year — slower than the nation's +1.2%.
Asking rents in Westminster, CO rose 0.9% over the past year — slower than the nation's +2.7%.
Owning the typical home in Westminster runs $1,560/mo more than renting one. The gap peaked at $1,875 in Oct 2023.
That is $3,432 a month against $1,872 rent: a $2,680 mortgage payment, plus $206 property tax and $547 insurance & upkeep.
Owning vs renting — Westminster
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,432
- Renting$1,872
- Mortgage only$2,680
Property tax · $206/mo 0.48% of value a year — the ACS 2020-2024 median bill over the median home value for Jefferson County, CO
Insurance & upkeep · $547/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Westminster, Jefferson County, Colorado
Westminster is a city of 116,317 people in Jefferson County. Half its households earn more than $100,272 a year and half less, against $110,656 across Jefferson County; 7% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Westminster was 4.4% in August 2026, and Jefferson County had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Westminster is a city in Jefferson County, Colorado, close to Denver. Most homes here are lived in by their owners, and household incomes run a little below the county's. Winters are colder than most of the country and bring a good deal of snow, while summers are warm.
Work. Many residents work in schools, hospitals and social care, professional and business services, shops, and restaurants, hotels and entertainment. Unemployment in the town has edged up of late, and across Jefferson County the number of jobs has slipped slightly.
Things to do. Coors Field is a stadium a short drive away. The Denver Art Museum, a museum a longer drive away, and Clear Creek, a river a short drive away, are also within reach.
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- 48,106households
- 45%of adults have a degree
- 7%below the poverty line
- 27 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Jefferson County had 247,248 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 48° and lows near 19°; warmest in July, with highs near 91° and lows near 59°. About 45 inches of snow and 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Northglenn weather station, 3 miles away (NOAA).
Largest workplaces in Westminster
- LoenbroElectrical contractors3,024
- BAE System Inc. Space and Mission SystemAeronautical systems and instruments manufacturing1,893
- Front Range Community CollegeUniversity or college1,509
- Westminster Public SchoolsSchool district986FTE
- Ball Corporate Campus Denver332431 aluminum cans, light gauge metal, manufacturing949
- St. Anthony North HospitalGeneral hospital946FTE
- MtechHvac contractors637
- WalmartWarehouse clubs and supercenters344
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 15,711 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- LightningRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- TornadoesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Westminster’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Denver-Aurora-Lakewood, CO metro.
Westminster home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Westminster$510,555
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Westminster listings, and the typical home goes pending in 27 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Westminster38.05%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Westminster27
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Westminster478
New listings per month
Sellers arriving at the market.
- Westminster140
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Westminster$509,516
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Westminster99.06%
Zip codes with a Westminster address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westminster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Westminster
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 80021 | Broomfield | 36,555 | $1,919 | $541,782 |
| 80031 | Westminster | 35,584 | $2,264 | $494,545 |
| 80234 | Denver | 29,356 | $1,802 | $511,507 |
| 80030 | Westminster | 15,427 | $1,355 | $429,728 |