States · Massachusetts · Franklin County

Whately, Massachusetts.

Typical home $536,065 (+0.6% in a year). Springfield, MA metro.

What it costs per month · Whately $2,814/mo

to buy the typical home at today's mortgage rate — +$1,463 (+108%) since Jan 2020.

What the home itself did
1 year
Up $3,038 +1%
$533,027$536,065 since Sep 2025
5 years
Up $83,565 +18%
$452,500$536,065 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Whately $2,814 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Whately$2,814
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in Whately, MA rose 0.6% over the past year — slower than the nation's +1.2%.

Living in Whately, Franklin County, Massachusetts

Whately is a town of 1,607 people in Franklin County. Half its households earn more than $116,563 a year and half less, against $74,907 across Franklin County; 5% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Franklin County was 4.1% in August 2026, and the county had 1.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 1,607 in the 2020 census
Household income $116,563 the median, give or take $14,843 · Franklin County: $74,907
Unemployment 4.1% Franklin County, August 2026; 4.1% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Whately is a small town in Franklin County where nearly all homes are lived in by their owners. Household incomes run well above the county's, and relatively few residents live below the poverty line. Many adults hold a four-year degree, and winters are cold, with January highs near freezing and lows well below it, while July brings warm summer days and the year is fairly wet, with rain and melted snow adding up through the seasons.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, the building trades and manufacturing. Within Whately itself, the largest workplaces include Nourse Farms Acquisition, a berry farm, Covestro Deerfield, which makes plastics film and sheet, and the Nucor Harris Rebar Northeast facility in South Deerfield. Commutes are of moderate length, and a good share of residents work from home.

Things to do. A short drive away, Mount Sugarloaf State Reservation is a protected area for walking and views, and the Mead Art Museum and the Emily Dickinson Museum offer indoor outings. The Green River, also a short drive off, is a pleasant river to spend an afternoon beside. For a longer day out, Quabbin Reservoir is a larger body of water a longer drive away.

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  • 655households
  • 48%of adults have a degree
  • 5%below the poverty line
  • 23 mintypical commute
  • 20%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Professional and business services13%
  • Building trades12%
  • Manufacturing12%
  • Shops (retail)8%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Franklin County had 25,008 jobs in 2025, 1.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 83° and 61° 20° 40° 60° 80° J 30° 12° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 83° and 61° 20° 40° 60° 80° J 30° 12° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 30° and lows near 12°; warmest in July, with highs near 83° and lows near 61°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Leverett #2 weather station, 6 miles away (NOAA).

Largest workplaces in Whately

  1. Nourse Farms AcquisitionBerry farming282
  2. Covestro DeerfieldPlastics film and unlaminated sheet manufacturing151
  3. Nucor Harris Rebar Northeast LLC (South Deerfield Facility)Bars, concrete reinforcing, manufacturing22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 455 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively moderate
  2. Inland floodingRelatively moderate
  3. LightningRelatively moderate
  4. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Franklin County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Springfield, MA metro.

Whately home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Whately $536,065 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Whately$536,065
  • Massachusetts$655,219
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Whately address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Whately — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Whately