States · Maryland · Montgomery County

White Oak, Maryland.

A community in Montgomery County, with no city government of its own. Zillow publishes no home prices for it: see Montgomery County’s.

Living in White Oak, Montgomery County, Maryland

White Oak, in Montgomery County, had 16,347 people in the 2020 census. Half its households earn more than $83,370 a year and half less, against $132,450 across Montgomery County; 15% of its people live below the poverty line. 26% of its homes are lived in by their owners and 74% are rented. Unemployment in Montgomery County was 3.5% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 16,347 in the 2020 census; median age 33.2
Household income $83,370 the median, give or take $14,823 · Montgomery County: $132,450
Unemployment 3.5% Montgomery County, August 2026; 4.2% a year before
Homes 26% lived in by their owners; 74% rented
  • 6,330households
  • 43%of adults have a degree
  • 15%below the poverty line
  • 34 mintypical commute
  • 15%work from home

What residents work in

  • Schools, hospitals and social care28%
  • Professional and business services17%
  • Transport, warehouses and utilities10%
  • Shops (retail)8%
  • Restaurants, hotels and entertainment8%
  • Other services6%

Employed residents by industry, from the Census survey. Montgomery County had 456,358 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 25°; warmest in July, 87° and 68° 20° 40° 60° 80° J 43° 25° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 43° and 25°; warmest in July, 87° and 68° 20° 40° 60° 80° J 43° 25° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 43° and lows near 25°; warmest in July, with highs near 87° and lows near 68°. About 16 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Beltsville weather station, 3 miles away (NOAA).

Largest workplaces in White Oak

  1. Food and Drug AdministrationFederal government · Department of Health and Human Services586
  2. GiantGrocery stores113
  3. Sunrise Senior Living, LLC.Nursing care facilities91
  4. C2 AlaskaAirport shuttle services25

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 229 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in White Oak’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.