States · Texas · Gregg County

White Oak, Texas.

Typical home $245,852 (+1.0% in a year). Longview, TX metro.

What it costs per month · White Oak $1,290/mo

to buy the typical home at today's mortgage rate — +$612 (+90%) since Jan 2020.

What the home itself did
1 year
Up $2,422 +1%
$243,429$245,852 since Sep 2025
5 years
Up $48,944 +25%
$196,907$245,852 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 White Oak $1,290 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • White Oak$1,290
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in White Oak, TX rose 1.0% over the past year — in step with the nation.

Living in White Oak, Gregg County, Texas

White Oak is a city of 6,225 people in Gregg County. Half its households earn more than $101,027 a year and half less, against $66,550 across Gregg County; 7% of its people live below the poverty line. Unemployment in Gregg County was 5.1% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 6,225 in the 2020 census; median age 32.5
Household income $101,027 the median, give or take $12,407 · Gregg County: $66,550
Unemployment 5.1% Gregg County, August 2026; 4.9% a year before
Homes Too few homes in White Oak for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. White Oak is a small city in Gregg County, home to a younger-than-typical population for the country. Household incomes here run well above the county's, and fewer residents live below the poverty line than you might expect. Fewer adults hold a four-year degree than in many places, and most people get to work in a fairly short drive.

Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, or in manufacturing. The largest workplaces in White Oak include White OAK ISD, Mid South Fabrication and Coating, and Brookshire's. Unemployment across Gregg County is a little higher than it was a year ago, while the number of jobs has edged up.

Things to do. Conrad Vernon Field, a stadium, is a short drive away. Farther afield, Martin Creek Lake State Park and Lake O' the Pines, a reservoir, offer water and open space, and Caldwell Zoo is a longer drive for a day out. Winters are mild and rarely snowy, summers are hot, and the year brings plenty of rain.

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  • 2,096households
  • 19%of adults have a degree
  • 7%below the poverty line
  • 20 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Shops (retail)11%
  • Professional and business services11%
  • Manufacturing9%
  • Transport, warehouses and utilities9%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Gregg County had 75,602 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 96° and 74° 40° 60° 80° 100° J 58° 36° F M A M J J A 96° 74° S O N D
Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 96° and 74° 40° 60° 80° 100° J 58° 36° F M A M J J A 96° 74° S O N D

Coldest in January, with highs near 58° and lows near 36°; warmest in August, with highs near 96° and lows near 74°. About 1 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Longview #2 weather station, 8 miles away (NOAA).

Largest workplaces in White Oak

  1. White Oak ISDSchool district210FTE
  2. Mid South Fabrication and CoatingFabricated structural metal manufacturing68
  3. Brookshire'sSupermarkets and other grocery retailers52
  4. CintasIndustrial launderers45
  5. Atlas CopcoEngine repair26

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 191 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Ice stormsVery high
  3. Strong windVery high
  4. DroughtRelatively high
  5. HailRelatively high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in White Oak’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gregg County and the Longview, TX metro.

White Oak home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 White Oak $245,852 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • White Oak$245,852
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 3 White Oak listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2024 2025 2026 White Oak 34.55% United States 26.90%
20% 25% 30% 35% 2024 2025 2026
  • White Oak34.55%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 White Oak 34
20 30 40 2018 2022 2026
  • White Oak34

New listings per month

Sellers arriving at the market.

7 8 9 2026 White Oak 7
7 8 9 2026
  • White Oak7

Zip codes with a White Oak address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls White Oak — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in White Oak