Whitney, Texas.
Typical home $223,918 (+0.4% in a year).
to buy the typical home at today's mortgage rate — +$631 (+116%) since Jan 2020.
- 1 year
- Up $912 +0%
- $223,006$223,918 since Sep 2025
- 5 years
- Up $32,235 +17%
- $191,683$223,918 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Whitney$1,175
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Whitney, TX rose 0.4% over the past year — slower than the nation's +1.2%.
Living in Whitney, Hill County, Texas
Whitney is a town of 1,992 people in Hill County. Half its households earn more than $48,571 a year and half less, against $64,591 across Hill County. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Hill County was 4.3% in August 2026, and the county had 2.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Whitney is a small town in Hill County, Texas, with a population that is small enough for most people to know one another. Incomes here run below the county's, and a majority of homes are lived in by their owners. Few adults hold a four-year degree, and the typical home value sits at a modest level for the state.
Work. Most residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, then manufacturing and professional and business services. The largest workplaces in town are Whitney ISD, Whitney nursing and rehab, and the mail and parcel delivery service. Commutes are long for many people, and only a small number work from home; across Hill County, unemployment is unchanged from a year ago, and the number of jobs has grown slightly.
Things to do. Lake Whitney State Park, a protected area in or beside town, is the closest place for time outdoors, and Lake Whitney itself, a reservoir, is a short drive away. Aquilla Lake, another reservoir, is also a short drive away. For a longer outing, Waco Mammoth National Monument, a protected area, is a longer drive away. Winters are cool and mostly free of snow, summers are hot, and rainfall is moderate through the year.
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- 808households
- 11%of adults have a degree
- 38 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Hill County had 11,848 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 34°; warmest in August, with highs near 96° and lows near 72°. About 38 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Whitney Dam weather station, 7 miles away (NOAA).
Largest workplaces in Whitney
- Whitney ISDSchool district264FTE
- Whitney nursing and rehabSkilled nursing facilities45
- WhitneyMail and parcel delivery20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 65 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesRelatively high
- DroughtRelatively moderate
- Lightningrelatively high in parts of WhitneyRelatively moderate
- HailRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Whitney’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hill County.
Whitney home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Whitney$223,918
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Whitney listings, and the typical home goes pending in 83 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Whitney25.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Whitney83
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Whitney147
New listings per month
Sellers arriving at the market.
- Whitney28
Zip codes with a Whitney address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Whitney — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.