States · Missouri · Saint Louis County

Winchester, Missouri.

Typical home $242,598 (+2.5% in a year). St. Louis, MO-IL metro.

What it costs per month · Winchester $1,273/mo

to buy the typical home at today's mortgage rate — +$705 (+124%) since Jan 2020.

What the home itself did
1 year
Up $5,956 +3%
$236,643$242,598 since Sep 2025
5 years
Up $59,778 +33%
$182,820$242,598 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Winchester $1,273 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Winchester$1,273
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Winchester, MO rose 2.5% over the past year — faster than the nation's +1.2%.

Living in Winchester, St. Louis County, Missouri

Winchester is a city of 1,447 people in St. Louis County. Half its households earn more than $87,917 a year and half less, against $82,936 across St. Louis County; 4% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in St. Louis County work in schools and health care, then professional services.

People 1,447 in the 2020 census
Household income $87,917 the median, give or take $10,256 · St. Louis County: $82,936
Unemployment 4.2% St. Louis County, August 2026; 4.5% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Winchester is a small city in St. Louis County where most homes are lived in by their owners, a higher share of owners than most places. Household incomes run a little above the county's, and few residents live below the poverty line. Winters are cold, with some snow, and summers get hot, with a fair amount of rain through the year.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Across St. Louis County, some of the largest workplaces are Washington University in St Louis, The Boeing Company and Mercy Hospital - St. Louis. The trip to work is a fairly short one, and some people work from home.

Things to do. Closest to home are Mid America Adventure, an amusement park, and World Wide Technology Soccer Park, a stadium, both a short drive away. A longer drive brings you to the Gateway Arch, a park on the St. Louis riverfront, and to the Missouri Botanical Garden, a botanical garden.

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  • 25%of adults have a degree
  • 4%below the poverty line
  • 19 mintypical commute
  • 10%work from home

What people in St. Louis County work in

  • Schools, hospitals and social care26%
  • Professional and business services14%
  • Banks, insurance and property10%
  • Shops (retail)10%
  • Manufacturing10%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 89° and lows near 69°. About 8 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the St. Charles Ssw weather station, 7 miles away (NOAA).

Largest workplaces in St. Louis County

  1. Washington University in St LouisUniversity or college20,568
  2. The Boeing CompanyAircraft manufacturing13,947
  3. Graybar Electric CompanyDistribution equipment, electrical, merchant wholesalers7,787
  4. Specl. Sch. Dst. St. Louis CO SchoolsSchool district5,153FTE
  5. Mercy Hospital - St. LouisGeneral hospital5,074FTE
  6. Brinkmann ConstructorsCommercial building construction general contractors4,695
  7. Rockwood R-VI SchoolsSchool district3,388FTE
  8. SSM Health St. Marys Hospital - STLGeneral hospital3,059FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 995 workplaces with 20 or more staff, 186,284 people in all across the county; Winchester has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesVery high
  2. HailRelatively high
  3. Cold wavesRelatively high
  4. LightningRelatively high
  5. EarthquakesRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winchester’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.

Winchester home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Winchester $242,598 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Winchester$242,598
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Winchester address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winchester — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.