Windermere, Florida.
Typical home $709,948 (+0.8% in a year), asking rent $2,454 (+0.3%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$2,116 (+131%) since Jan 2020.
- 1 year
- Up $5,542 +1%
- $704,406$709,948 since Sep 2025
- 5 years
- Up $171,204 +32%
- $538,744$709,948 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Windermere$3,726
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Windermere, FL rose 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Windermere, FL rose 0.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Windermere runs $2,482/mo more than renting one. The gap peaked at $2,739 in May 2024.
That is $4,936 a month against $2,454 rent: a $3,726 mortgage payment, plus $450 property tax and $760 insurance & upkeep.
Owning vs renting — Windermere
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,936
- Renting$2,454
- Mortgage only$3,726
Property tax · $450/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL
Insurance & upkeep · $760/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Windermere, Orange County, Florida
Windermere is a town of 3,030 people in Orange County. Half its households earn more than $177,778 a year and half less, against $79,719 across Orange County; 1% of its people live below the poverty line. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Orange County was 4.5% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in professional services, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Windermere is a small town where almost every home is lived in by its owners, and where incomes run far above the county's and very few residents live in poverty. Adults here are far more likely than most to hold a four-year degree. Winters are mild, with January the coolest month, and summers are hot, with plenty of rain through the year.
Work. Residents work mostly in professional and business services, in restaurants, hotels and entertainment, in schools, hospitals and social care, and in the building trades. Across Orange County, SeaWorld, Walt Disney Parks and Resorts US and Adventhealth Orlando are among the largest workplaces. Commutes are on the long side, and a good share of residents work from home.
Things to do. Several of the area's best-known attractions are a short drive away, including Walt Disney World Resort and Magic Kingdom, both amusement parks. Universal Studios Florida, another amusement park, is also a short drive away. Disney's Animal Kingdom, a zoo, is a longer drive.
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- 1,184households
- 73%of adults have a degree
- 1%below the poverty line
- 32 mintypical commute
- 38%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 49°; warmest in July, with highs near 93° and lows near 73°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Orlando West weather station, under a mile away (NOAA).
Largest employers in Orange County
- Walt Disney World Co.80,000
- Advent Health/Florida Hospital40,000
- Universal Orlando Resort32,084
- Orlando Health28,806
- Orange County Public Schools24,685
- Lockheed Martin Corp.14,000
- University of Central Florida13,645
- Orange County Government12,268
From Orange County’s annual financial report for 2025, its schedule of principal employers (its source: “Source: Orlando Business Journal: 2025 Book of Lists, Central Florida”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- HurricanesRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Windermere’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.
Windermere home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Windermere$709,948
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Windermere listings, and the typical home goes pending in 48 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Windermere28.60%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Windermere48
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Windermere279
New listings per month
Sellers arriving at the market.
- Windermere60
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Windermere$821,949
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Windermere96.12%
Zip codes with a Windermere address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Windermere — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.