Windfall, Indiana.
Typical home $211,650 (+4.4% in a year).
to buy the typical home at today's mortgage rate — +$672 (+153%) since Jan 2020.
- 1 year
- Up $8,855 +4%
- $202,795$211,650 since Sep 2025
- 5 years
- Up $63,974 +43%
- $147,676$211,650 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Windfall$1,111
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Windfall, IN rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Windfall, Tipton County, Indiana
Windfall is a town of 696 people in Tipton County. Half its households earn more than $58,550 a year and half less, against $76,156 across Tipton County. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Tipton County was 3.1% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Windfall is a very small town in Tipton County, Indiana, where most homes are lived in by their owners and the pace is quiet. Household incomes are below the county's, and typical home values are modest. Winters are cold, with January the coldest month, while summers turn warm in July, and a fair amount of rain and melted snow falls through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Across Tipton County, some of the largest workplaces are Park 100 Foods Tipton, Tipton Community School and IU Health Tipton Hospital. Unemployment across the county has eased over the past year, and the county has added jobs. Relatively few adults in town hold a four-year degree, and the typical commute is a fairly long one.
Things to do. Wildcat Creek, a river, is a short drive away and suits time by the water. The Greentown Glass Museum is also a short drive away. For a longer outing, Mounds State Park is a protected area a longer drive away, good for a day outdoors.
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- 313households
- 12%of adults have a degree
- 28 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Tipton County had 4,581 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 84° and lows near 63°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Elwood weather station, 8 miles away (NOAA).
Largest workplaces in Tipton County
- Park 100 Foods TiptonSoups, frozen, manufacturing288
- Tipton Community School CorpSchool district201FTE
- Functional DevicesLoading printed circuit boards188
- Pioneer Hi-Bred InternationalSeed processing, post-harvest for propagation175
- Integrity EDMAircraft engine and engine parts manufacturing166
- IU Health Tipton HospitalCritical access hospital149FTE
- Batesville Tool & Die Inc TiptonAluminum coating of metal products for the trade134
- City of TiptonExecutive offices, federal, state, and local129
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,731 people in all across the county; Windfall has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Strong windRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Windfall’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tipton County.
Windfall home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Windfall$211,650
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Windfall8
Zip codes with a Windfall address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Windfall — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.