Windsor, Colorado.
Typical home $575,160 (-1.2% in a year), asking rent $2,222 (+1.5%). Greeley, CO metro.
to buy the typical home at today's mortgage rate — +$1,393 (+86%) since Jan 2020.
- 1 year
- Down $7,074 -1%
- $582,234$575,160 since Sep 2025
- 5 years
- Up $39,191 +7%
- $535,968$575,160 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Windsor$3,019
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 49 years.
Typical home values in Windsor, CO fell 1.2% over the past year — slower than the nation's +1.2%.
Asking rents in Windsor, CO rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Windsor runs $1,660/mo more than renting one. The gap peaked at $2,045 in Oct 2022.
That is $3,883 a month against $2,222 rent: a $3,019 mortgage payment, plus $248 property tax and $616 insurance & upkeep.
Owning vs renting — Windsor
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,883
- Renting$2,222
- Mortgage only$3,019
Property tax · $248/mo 0.52% of value a year — the ACS 2020-2024 median bill over the median home value for Weld County, CO
Insurance & upkeep · $616/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Windsor, Weld County, Colorado
Windsor is a town of 32,716 people in Weld County. Half its households earn more than $127,028 a year and half less, against $97,097 across Weld County; 6% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Windsor was 4.5% in August 2026, and Weld County had 3.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Windsor is a town in Weld County with a median age a little older than much of the country, and households here earn well above the county's typical income. Most homes are lived in by their owners, and relatively few residents live below the poverty line. A large share of adults hold a four-year degree, and a fair number of people work from home.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, professional and business services, and shops. Among the largest workplaces in Windsor are the Weld County Reorganized School District, Connell Resources, a road construction company, and Owens-Illinois, a glass manufacturer. The typical commute is a moderate one, and the job market across Weld County has been growing.
Things to do. Boyd Lake State Park, a protected area with a lake, is a short drive away, as is the Cache La Poudre River Corridor National Heritage Area. Spring Creek, a river, is also a short drive away. Winters are cold and snowy, with the coldest weather in December, while summers are warm, and the year is fairly dry overall.
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- 14,889households
- 56%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Weld County had 123,486 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 42° and lows near 16°; warmest in July, with highs near 88° and lows near 58°. About 48 inches of snow and 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Collins East weather station, 9 miles away (NOAA).
Largest workplaces in Windsor
- Weld County Reorganized School District No. Re-4School district1,040FTE
- Connell ResourcesRoad construction285
- Owens-IllinoisGlass manufacturing210
- Columbine CommonsSkilled nursing facilities202
- TolmarPharmaceutical preparations manufacturing187
- King SoopersSupermarkets and other grocery except convenience stores182
- Total Directional ServicesDrilling directional oil and gas field wells on a contract basis177
- Kodak Alaris ColoradoComputer printer toner cartridges manufacturing129
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 2,667 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windRelatively moderate
- Lightningrelatively high in parts of WindsorRelatively moderate
- Tornadoesrelatively high in parts of WindsorRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Windsor’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weld County and the Greeley, CO metro.
Windsor home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Windsor$575,160
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Windsor listings, and the typical home goes pending in 39 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Windsor39.30%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Windsor39
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Windsor249
New listings per month
Sellers arriving at the market.
- Windsor68
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Windsor$607,052
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Windsor99.03%
Zip codes with a Windsor address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Windsor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.