States · South Dakota · Tripp County

Winner, South Dakota.

Typical home $180,298 (+7.5% in a year).

What it costs per month · Winner $946/mo

to buy the typical home at today's mortgage rate — +$514 (+119%) since Jan 2020.

What the home itself did
1 year
Up $12,545 +7%
$167,753$180,298 since Sep 2025
5 years
Up $31,270 +21%
$149,029$180,298 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Winner $946 South Dakota $1,668 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Winner$946
  • South Dakota$1,668
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Winner, SD rose 7.5% over the past year — faster than the nation's +1.2%.

Living in Winner, Tripp County, South Dakota

Winner is a city of 2,921 people in Tripp County. Half its households earn more than $47,381 a year and half less, against $58,987 across Tripp County; 28% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Tripp County was 1.9% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 2,921 in the 2020 census; median age 43.6
Household income $47,381 the median, give or take $11,744 · Tripp County: $58,987
Unemployment 1.9% Tripp County, August 2026; 1.8% a year before
Homes 62% lived in by their owners; 38% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Winner is a small city and the seat of Tripp County in south-central South Dakota. Residents skew older than in much of the country, and most homes are lived in by their owners. Incomes run below the county's, and a larger share of people live below the poverty line than is typical. Few adults hold a four-year degree, and almost nobody works from home. Winters are cold, with January highs hovering just above freezing, and a good deal of snow falls over the year. Summers are hot, and rain and melted snow add up to a modest amount.

Work. Most people here work in schools, hospitals and social care, followed by shops, farming and the restaurant and hotel trade. Winner School District, Winner Regional Healthcare Center and Community Connections are among the largest workplaces in town. Unemployment in Tripp County is low and close to where it stood a year ago, and the number of jobs has barely changed.

Things to do. The outdoors is the main draw, though everything nearby is a longer drive away. Dog Ear Lake is the one lake on the list, and Dog Ear Creek, No Moccasin Creek and Crazy Hole Creek are streams running through the surrounding country. Anyone setting out should expect a drive rather than a short trip.

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  • 1,146households
  • 14%of adults have a degree
  • 28%below the poverty line
  • 2%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Shops (retail)20%
  • Farming, forestry and mining11%
  • Restaurants, hotels and entertainment10%
  • Government9%
  • Other services6%

Employed residents by industry, from the Census survey. Tripp County had 2,329 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 12°; warmest in July, 90° and 63° 20° 40° 60° 80° J 35° 12° F M A M J J 90° 63° A S O N D
Average daily high and low for each month: coldest in January, 35° and 12°; warmest in July, 90° and 63° 20° 40° 60° 80° J 35° 12° F M A M J J 90° 63° A S O N D

Coldest in January, with highs near 35° and lows near 12°; warmest in July, with highs near 90° and lows near 63°. About 49 inches of snow and 23 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Winner weather station, a mile away (NOAA).

Largest workplaces in Winner

  1. Winner School District 59-2School district103FTE
  2. Winner Regional Healthcare CenterCritical access hospital92FTE
  3. Community ConnectionsGroup homes, intellectual and developmental disability56
  4. Running SupplyRetail25

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 243 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Winter weatherVery high
  3. Ice stormsRelatively high
  4. Strong windRelatively high
  5. HailRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winner’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tripp County.

Winner home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Winner $180,298 South Dakota $317,874 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Winner$180,298
  • South Dakota$317,874
  • United States$366,157

Sellers are cutting prices on about 1 in 10 Winner listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2026 Winner 10.23% United States 26.90%
5% 10% 15% 20% 25% 2026
  • Winner10.23%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2024 2025 2026 Winner 25
5 10 15 20 25 2024 2025 2026
  • Winner25

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Winner address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Winner