Winona, Mississippi.
Typical home $131,200 (+4.4% in a year). Greenwood, MS metro.
to buy the typical home at today's mortgage rate — +$298 (+76%) since Jan 2020.
- 1 year
- Up $5,567 +4%
- $125,633$131,200 since Sep 2025
- 5 years
- Down $8,317 -6%
- $139,517$131,200 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Winona$689
- Mississippi$1,021
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Winona, MS rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Winona, Montgomery County, Mississippi
Winona is a city of 4,505 people in Montgomery County. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Montgomery County was 3.3% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Winona is a small city and the seat of Montgomery County, in the hills of north-central Mississippi. Most homes are lived in by their owners, and typical home values are modest. Household incomes across Montgomery County run below those in much of the country, and fewer adults here hold a four-year degree than in many other places. Winters are mild and rarely bring snow, summers are hot, and rain falls plentifully through the year.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops, and restaurants and hotels. The largest workplaces in Winona include the Winona-Montgomery Consolidated Schools and American Medical Response. Across Montgomery County, unemployment is lower than it was a year ago, though there are slightly fewer jobs than the year before. Most people have a short trip to work, and few work from home.
Things to do. The best-known nearby places are on the water. The Yazoo River is a river a longer drive away, and Grenada Lake is a reservoir, also a longer drive away. Hugh White State Park is a protected area, again a longer drive from town, for those who like to spend a day outdoors.
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- 1,678households
- 20%of adults have a degree
- 18 mintypical commute
- 5%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 2,424 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 29°; warmest in August, with highs near 90° and lows near 66°. About 1 inches of snow and 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Winona East weather station, 6 miles away (NOAA).
Largest workplaces in Winona
- Winona-montgomery Consolidated SchoolsSchool district182FTE
- American Medical Response117
- WinonaMail and parcel delivery20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 137 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- Cold wavesrelatively high in parts of WinonaRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winona’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Greenwood, MS metro.
Winona home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Winona$131,200
- Mississippi$194,531
- United States$366,157
Sellers are cutting prices on about 1 in 15 Winona listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Winona6.67%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Winona30
New listings per month
Sellers arriving at the market.
- Winona5
Zip codes with a Winona address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winona — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Winona
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 38967 | Winona | 6,693 | — | $129,778 |
| 38943 | McCarley | 786 | — | $195,354 |