Winona, Texas.
Typical home $232,519 (+1.1% in a year). Tyler, TX metro.
to buy the typical home at today's mortgage rate — +$575 (+89%) since Jan 2020.
- 1 year
- Up $2,530 +1%
- $229,989$232,519 since Sep 2025
- 5 years
- Up $22,711 +11%
- $209,808$232,519 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Winona$1,220
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Winona, TX rose 1.1% over the past year — in step with the nation.
Living in Winona, Smith County, Texas
Winona is a town of 623 people in Smith County. Unemployment in Smith County was 4.2% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Smith County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Winona is a very small Texas town in Smith County, with a population among the smallest of places its kind, and its residents are somewhat younger in age than in many small towns. Homes here are priced below what is typical for the country as a whole, and few adults hold a four-year degree. Winters are mild and short, summers are hot, and the year brings a fair amount of rain and the occasional bit of melted snow.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Across Smith County, some of the largest workplaces are Christus Mother Frances Hospital in Tyler, the University of Texas at Tyler and Tyler ISD. Household incomes in the county are solid, and the commute is a fairly long one, since nearly everyone travels out of town for work rather than staying home.
Things to do. Tyler State Park and Little Sandy National Wildlife Refuge are both protected areas a short drive away, good for walking and time outdoors, and Big Sandy Creek is a river close by as well. For something indoors, Camp Ford, a museum, is also a short drive. Farther afield, Caldwell Zoo and Lake Palestine are a longer drive away.
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- 10%of adults have a degree
- 29 mintypical commute
- 1%work from home
What people in Smith County work in
Employed residents by industry, from the Census survey. Smith County had 115,454 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 38°; warmest in August, with highs near 94° and lows near 73°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tyler weather station, 15 miles away (NOAA).
Largest workplaces in Smith County
- Christus Mother Frances Hosp-tylerGeneral hospital3,619FTE
- The University of Texas at TylerUniversity or college3,038
- Tyler ISDSchool district2,656FTE
- Trane Technologies2,470
- UT Health East Texas TylerGeneral hospital1,907FTE
- Sanderson Farms Tyler ProcessingPoultry processing1,619
- Choice Health at HomeHome health care agencies1,500
- Brookshire Grocery CompanyGeneral warehousing and storage1,328
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 203 workplaces with 20 or more staff, 37,451 people in all across the county; Winona has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- LightningRelatively high
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winona’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Smith County and the Tyler, TX metro.
Winona home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Winona$232,519
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Winona listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Winona34.05%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Winona38
New listings per month
Sellers arriving at the market.
- Winona6
Zip codes with a Winona address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winona — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.