States · Florida · Orange County

Winter Park, Florida.

Typical home $466,389 (+2.3% in a year), asking rent $1,852 (+2.7%). Orlando-Kissimmee-Sanford, FL metro.

What it costs per month · Winter Park $2,448/mo

to buy the typical home at today's mortgage rate — +$1,310 (+115%) since Jan 2020.

What the home itself did
1 year
Up $10,272 +2%
$456,116$466,389 since Sep 2025
5 years
Up $92,127 +25%
$374,261$466,389 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Winter Park $2,448 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Winter Park$2,448
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Winter Park, FL rose 2.3% over the past year — faster than the nation's +1.2%.

Asking rents in Winter Park, FL rose 2.7% over the past year — in step with the nation.

Owning the typical home in Winter Park runs $1,391/mo more than renting one. The gap peaked at $1,574 in May 2024.

That is $3,243 a month against $1,852 rent: a $2,448 mortgage payment, plus $296 property tax and $499 insurance & upkeep.

Owning vs renting — Winter Park

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,243 Renting $1,852 Mortgage only $2,448
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,243
  • Renting$1,852
  • Mortgage only$2,448

Property tax · $296/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL

Insurance & upkeep · $499/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Winter Park, Orange County, Florida

Winter Park is a city of 29,795 people in Orange County. Half its households earn more than $105,724 a year and half less, against $79,719 across Orange County; 9% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Winter Park was 4.7% in August 2026, and Orange County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 29,795 in the 2020 census; median age 44.0
Household income $105,724 the median, give or take $9,629 · Orange County: $79,719
Unemployment 4.7% Winter Park, August 2026; 4.4% a year before
Homes 66% lived in by their owners; 34% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Winter Park is a city in Orange County where residents are older than in many places, and where incomes run well above the county's. Most homes are lived in by their owners, and a large majority of adults hold a four-year degree. Winters are mild, with cool lows and pleasant highs, summers are hot, and the year brings plenty of rain.

Work. Many residents work in schools, hospitals and social care, in professional and business services, or in banks, insurance and property. Among the largest workplaces in town are AdventHealth Winter Park, The Mayflower at Winter Park and the Veterans Health Administration. A good number of people work from home, and the typical commute is a modest one.

Things to do. The Charles Hosmer Morse Museum of American Art, a museum, is in or beside town. A short drive away is Camping World Stadium, and a longer drive away are Walt Disney World Resort and Universal Studios Florida, both amusement parks.

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  • 12,846households
  • 65%of adults have a degree
  • 9%below the poverty line
  • 22 mintypical commute
  • 30%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Professional and business services22%
  • Banks, insurance and property16%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment8%
  • Manufacturing5%

Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 71° and 52°; warmest in July, 92° and 75° 50° 60° 70° 80° 90° 100° J 71° 52° F M A M J J 92° 75° A S O N D
Average daily high and low for each month: coldest in January, 71° and 52°; warmest in July, 92° and 75° 50° 60° 70° 80° 90° 100° J 71° 52° F M A M J J 92° 75° A S O N D

Coldest in January, with highs near 71° and lows near 52°; warmest in July, with highs near 92° and lows near 75°. About 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Orlando Executive Airport weather station, 4 miles away (NOAA).

Largest employers in Winter Park

  1. AdventHealth Winter Park1,600
  2. Rollins College720
  3. Orange County Schools670
  4. City of Winter Park576
  5. Publix320
  6. Alfond Inn200

From the City of Winter Park’s annual financial report for 2025, its schedule of principal employers (its source: “Labor Force from State of Florida, Department of Labor and Employment Security, Bureau of Labor Market Information”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windRelatively high
  2. HurricanesRelatively moderate
  3. HailRelatively moderate
  4. Cold wavesrelatively high in parts of Winter ParkRelatively moderate
  5. Tornadoesrelatively high in parts of Winter ParkRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Winter Park’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.

Winter Park home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 Winter Park $466,389 Florida $375,361 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • Winter Park$466,389
  • Florida$375,361
  • United States$366,157
Property tax, 2026 roll $5,035/yr median bill inside Winter Park, effective 0.95% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Winter Park listings, and the typical home goes pending in 21 days — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park 27.83% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Winter Park27.83%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park 21 United States 27
10 20 30 40 2018 2022 2026
  • Winter Park21
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 300 400 500 2018 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park 380
200 300 400 500 2018 2022 2026
  • Winter Park380

New listings per month

Sellers arriving at the market.

75 100 125 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park 104
75 100 125 150 2018 2022 2026
  • Winter Park104

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $400,000 $500,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park $465,864 United States $371,407
$300,000 $400,000 $500,000 2018 2022 2026
  • Winter Park$465,864
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

96% 98% 100% 102% 2019 2020 2021 2022 2023 2024 2025 2026 Winter Park 96.85%
96% 98% 100% 102% 2020 2022 2024 2026
  • Winter Park96.85%

Zip codes with a Winter Park address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Winter Park — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Winter Park