Wray, Colorado.
Typical home $270,329 (+2.5% in a year).
to buy the typical home at today's mortgage rate — +$759 (+115%) since Jan 2020.
- 1 year
- Up $6,679 +3%
- $263,650$270,329 since Sep 2025
- 5 years
- Up $47,966 +22%
- $222,363$270,329 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wray$1,419
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Wray, CO rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Wray, Yuma County, Colorado
Wray is a city of 2,358 people in Yuma County. Half its households earn more than $57,171 a year and half less, against $60,545 across Yuma County; 18% of its people live below the poverty line. Unemployment in Yuma County was 2.7% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Yuma County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wray is a small city in Yuma County, in the farm country of eastern Colorado. Household incomes here run a little below the county's, and more residents live below the poverty line than a small-town reputation for self-sufficiency might suggest. Winters are cold, with January highs staying above freezing only barely and nights well below it, while July brings hot days; snow falls through the colder months, and the year's moisture is modest.
Work. Many residents work in farming, forestry and mining, in schools, hospitals and social care, in shops, or in the building trades. Few work from home, which fits a place where most jobs are done on site. Among the largest workplaces in Wray are Wray Community District Hospital, Wray Community Long Term Care and JR Simplot Co. Across Yuma County, unemployment is low and jobs grew slightly last year.
Things to do. The nearest outdoor destinations are along the area's rivers, all a longer drive away. The Arikaree River and the North Fork Republican River are both nearby waterways that cut through the plains. Beecher Island, an archaeological site, is also a longer drive away and suits anyone interested in the history of the region.
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- 919households
- 27%of adults have a degree
- 18%below the poverty line
- 2%work from home
What people in Yuma County work in
Employed residents by industry, from the Census survey. Yuma County had 4,047 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 16°; warmest in July, with highs near 91° and lows near 61°. About 28 inches of snow and 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wray weather station, a mile away (NOAA).
Largest workplaces in Wray
- Wray Community District HospitalCritical access hospital156FTE
- Wray Community Long Term CareSkilled nursing facilities79
- Wray Rehabilitation & Activities CenterHealth club facilities, physical fitness24
- JR Simplot CoMisc. nondurable goods merchant wholesalers20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 316 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HailVery high
- Strong windVery high
- Winter weatherVery high
- TornadoesVery high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wray’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Yuma County.
Wray home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wray$270,329
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wray14
Zip codes with a Wray address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wray — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.