States · Colorado · Routt County

Yampa, Colorado.

Typical home $462,811 (+0.5% in a year). Steamboat Springs, CO metro.

What it costs per month · Yampa $2,429/mo

to buy the typical home at today's mortgage rate — +$1,434 (+144%) since Jan 2020.

What the home itself did
1 year
Up $2,408 +1%
$460,403$462,811 since Sep 2025
5 years
Up $93,623 +25%
$369,188$462,811 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Yampa $2,429 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Yampa$2,429
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Yampa, CO rose 0.5% over the past year — slower than the nation's +1.2%.

Living in Yampa, Routt County, Colorado

Yampa is a town of 399 people in Routt County. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Routt County was 3.9% in August 2026, and the county had 2.7% fewer jobs in 2025 than the year before. The most people in Routt County work in schools and health care, then restaurants and hotels.

People 399 in the 2020 census
Household income Too few homes in Yampa for the Census survey to measure.
Unemployment 3.9% Routt County, August 2026; 3.0% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Yampa is a very small town in Routt County, Colorado, with far fewer residents than most places people think of as towns. Nearly all of its homes are lived in by their owners, a good deal more than across the county as a whole. Winters are cold, with January the coldest month and heavy snow through the season, while summers are warm and the year brings a modest amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in professional and business services, and in the building trades. The biggest workplaces across Routt County include Yampa Valley Medical Center, King Soopers and Walmart. Unemployment across the county is a little higher than a year ago, and the county had somewhat fewer jobs last year than the year before.

Things to do. Bear River, a river a short drive away, and Stagecoach State Park, a protected area also a short drive away, are the closest places to get outdoors. Stagecoach, a ski area a short drive away, suits the snowy months. Fish Creek Falls, a waterfall a longer drive away, makes a good longer outing.

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  • 10%below the poverty line

What people in Routt County work in

  • Schools, hospitals and social care18%
  • Restaurants, hotels and entertainment16%
  • Professional and business services12%
  • Building trades12%
  • Shops (retail)11%
  • Banks, insurance and property10%

Employed residents by industry, from the Census survey. Routt County had 16,323 jobs in 2025, 2.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 7°; warmest in July, 79° and 46° 0° 20° 40° 60° 80° J 32° 7° F M A M J J 79° 46° A S O N D
Average daily high and low for each month: coldest in January, 32° and 7°; warmest in July, 79° and 46° 0° 20° 40° 60° 80° J 32° 7° F M A M J J 79° 46° A S O N D

Coldest in January, with highs near 32° and lows near 7°; warmest in July, with highs near 79° and lows near 46°. About 131 inches of snow and 17 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Yampa weather station, under a mile away (NOAA).

Largest workplaces in Routt County

  1. Yampa Valley Medical CenterGeneral hospital449FTE
  2. Steamboat Springs School District No. Re 2School district382FTE
  3. King SoopersSupermarkets and other grocery except convenience stores146
  4. Northwest Colorado Visiting Nurse AssociationFamily physicians' offices145
  5. WalmartDiscount department stores117
  6. SafewaySupermarkets and other grocery stores103
  7. OSP EmployeesHotels & motels90
  8. VacasaTravel accomodation87

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 1,729 people in all across the county; Yampa has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. LightningRelatively high
  3. LandslidesRelatively moderate
  4. WildfireRelatively moderate
  5. AvalanchesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Yampa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Routt County and the Steamboat Springs, CO metro.

Yampa home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Yampa $462,811 Colorado $529,013 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Yampa$462,811
  • Colorado$529,013
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

3 4 5 6 7 2026 Yampa 7
3 4 5 6 7 2026
  • Yampa7

Zip codes with a Yampa address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Yampa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.