Yuma, Colorado.
Typical home $262,332 (+3.1% in a year).
to buy the typical home at today's mortgage rate — +$730 (+113%) since Jan 2020.
- 1 year
- Up $7,819 +3%
- $254,513$262,332 since Sep 2025
- 5 years
- Up $46,459 +22%
- $215,873$262,332 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Yuma$1,377
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Yuma, CO rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Yuma, Yuma County, Colorado
Yuma is a city of 3,456 people in Yuma County. Half its households earn more than $48,338 a year and half less, against $60,545 across Yuma County. Unemployment in Yuma County was 2.7% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Yuma County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Yuma is a small city on the eastern plains of Colorado, with a population on the smaller side even for a county seat in farm country. Household incomes in town run below the county's, and homes are valued at a modest level compared with much of the state. Winters are cold, with the coldest weather in January, and summers get properly hot by July. Snow falls through the cold months, and the rest of the year is on the dry side.
Work. Farming, forestry and mining is the leading line of work among residents, followed by schools, hospitals and social care, then shops and the building trades. Unemployment across Yuma County is low and a little higher than a year ago, and the county has added a small number of jobs over the past year. The biggest workplaces in town are the Yuma 1 School District, Yuma District Hospital and CHS, a farm supplies wholesaler. Few adults hold a four-year degree, and only a small number work from home.
Things to do. The list of nearby places for Yuma is empty, so there is little to point to beyond the town itself. Its mix of schools, a hospital and farm businesses gives it the feel of a place built around the surrounding farmland, with a quiet pace and open country on every side.
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- 1,425households
- 18%of adults have a degree
- 4%work from home
What people in Yuma County work in
Employed residents by industry, from the Census survey. Yuma County had 4,047 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 17°; warmest in July, with highs near 92° and lows near 62°. About 23 inches of snow and 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Yuma weather station, under a mile away (NOAA).
Largest workplaces in Yuma
- Yuma 1 School DistrictSchool district124FTE
- Yuma District HospitalCritical access hospital91FTE
- CHSFarm supplies merchant wholesalers28
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 28 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HailVery high
- Strong windVery high
- Winter weatherVery high
- TornadoesVery high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Yuma’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Yuma County.
Yuma home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Yuma$262,332
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Yuma17
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Yuma address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Yuma — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.