Zeb, Oklahoma.
Typical home $227,325 (+7.3% in a year). Tahlequah, OK metro.
to buy the typical home at today's mortgage rate — +$705 (+144%) since Jan 2020.
- 1 year
- Up $15,520 +7%
- $211,806$227,325 since Sep 2025
- 5 years
- Up $54,660 +32%
- $172,666$227,325 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Zeb$1,193
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Zeb, OK rose 7.3% over the past year — faster than the nation's +1.2%.
Living in Zeb, Cherokee County, Oklahoma
Zeb, in Cherokee County, had 520 people in the 2020 census. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Cherokee County was 4.1% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most people in Cherokee County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Zeb is a small community in Cherokee County, Oklahoma, where nearly everyone lives in a home they own. Fewer adults here hold a four-year degree than is typical across the country. Winters are cold but mild by northern standards, with only a little snow, and summers are hot, with steady rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in government. The commute is a fairly long one, and very few people work from home. Across Cherokee County, some of the largest workplaces are Cherokee Nation WW Hastings Hospital, Northeastern State University and Northeastern Health System.
Things to do. A short drive away are Cherokee Landing State Park, a protected area, and the Cherokee Heritage Center, a museum. The Cherokee National History Museum is also a short drive off. For a longer outing, Fort Gibson is a historic fort, and Honor Heights Park is a botanical garden.
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- 18%of adults have a degree
- 12%below the poverty line
- 26 mintypical commute
- 2%work from home
What people in Cherokee County work in
Employed residents by industry, from the Census survey. Cherokee County had 18,652 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 28°; warmest in July, with highs near 93° and lows near 69°. About 4 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tahlequah weather station, 11 miles away (NOAA).
Largest workplaces in Cherokee County
- Cherokee Nation WW Hastings HospitalGeneral hospital1,049FTE
- Northeastern State UniversityUniversity or college898
- Northeastern Health SystemGeneral hospital777FTE
- Tahlequah SchoolsSchool district479FTE
- WalmartWarehouse clubs and supercenters408
- Greenleaf Nursery CompanyNursery with tree production299
- Lowe's Companies, INCHomecenter134
- Lake Region Electric Co-opDistribution of electric power130
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,548 people in all across the county; Zeb has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- WildfireRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Zeb’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Tahlequah, OK metro.
Zeb home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Zeb$227,325
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Zeb address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Zeb — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.