States · North Carolina · Henderson County

Zirconia, North Carolina.

Typical home $447,654 (-0.3% in a year). Asheville, NC metro.

What it costs per month · Zirconia $2,350/mo

to buy the typical home at today's mortgage rate — +$1,261 (+116%) since Jan 2020.

What the home itself did
1 year
Down $1,372 -0%
$449,026$447,654 since Sep 2025
5 years
Up $59,139 +15%
$388,514$447,654 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Zirconia $2,350 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Zirconia$2,350
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Zirconia, NC fell 0.3% over the past year — slower than the nation's +1.2%.

Living in Zirconia, Henderson County, North Carolina

The Census does not count Zirconia on its own, so the figures here are Henderson County's. Half the county's households earn more than $68,187 a year and half less; 12% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Henderson County was 3.0% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Henderson County work in schools and health care, then shops.

People 118,000 about, in Henderson County: the Census does not count Zirconia on its own
Household income $68,187 the median in Henderson County, give or take $3,678
Unemployment 3.0% Henderson County, August 2026; 3.6% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Zirconia is a community in Henderson County, in the mountains of western North Carolina. Across Henderson County, most homes are lived in by their owners, and the typical home value is high. The population skews older, and household incomes sit around the county's typical level.

Work. Across Henderson County, unemployment has eased compared with the previous year, though the number of jobs has dipped slightly recently. Many residents work in schools, hospitals and social care, in shops, in manufacturing, or in professional and business services. Only a small share of workers work from home, so most people commute to a job outside the house.

Things to do. Bridal Veil Falls and High Falls are both waterfalls a short drive away, good for a day trip to see moving water. The Carl Sandburg Home National Historic Site, also a short drive away, is a protected area that preserves the house and grounds of the poet's family. Winters are cold with snow most years, and summers are warm, so spring and autumn are often the most comfortable seasons for outings.

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  • 51,067households
  • 47.5median age
  • 36%of adults have a degree
  • 12%below the poverty line
  • 22 mintypical commute
  • 10%work from home

What people in Henderson County work in

  • Schools, hospitals and social care23%
  • Shops (retail)13%
  • Manufacturing12%
  • Professional and business services10%
  • Restaurants, hotels and entertainment10%
  • Building trades9%

Employed residents by industry, from the Census survey. Henderson County had 43,873 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 84° and 64° 20° 40° 60° 80° J 48° 26° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 48° and 26°; warmest in July, 84° and 64° 20° 40° 60° 80° J 48° 26° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 84° and lows near 64°. About 7 inches of snow and 59 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hendersonville Northeast weather station, 9 miles away (NOAA).

Largest workplaces in Henderson County

  1. Henderson County SchoolsSchool district1,621FTE
  2. Margaret R. Pardee Memorial HospitalGeneral hospital1,380FTE
  3. Adventhealth HendersonvilleGeneral hospital1,116FTE
  4. Wilsonart FletcherSheet, laminated plastics, manufacturing598
  5. Cummins-Meritor Heavy Vehicle SystemsDifferential and rear axle assemblies, automotive, truck, and bus, manufacturing580
  6. Blue Ridge Community CollegeTwo-year college558
  7. Linamar Light Metals-MRAluminum die-casting foundries456
  8. WalmartWarehouse clubs and supercenters431

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 118 workplaces with 20 or more staff, 15,023 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Cold wavesRelatively high
  3. Strong windRelatively high
  4. LightningRelatively high
  5. LandslidesRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Henderson County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Henderson County and the Asheville, NC metro.

Zirconia home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Zirconia $447,654 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Zirconia$447,654
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Zirconia listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2025 2026 Zirconia 25.13% United States 26.90%
10% 20% 30% 2025 2026
  • Zirconia25.13%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Zirconia 37
20 30 40 2018 2022 2026
  • Zirconia37

New listings per month

Sellers arriving at the market.

5 6 7 2026 Zirconia 7
5 6 7 2026
  • Zirconia7

Zip codes with a Zirconia address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Zirconia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Zirconia