Zip lookup · MA

01060
Northampton, Massachusetts.

Northampton, Hampshire County, MA · Springfield, MA metro · population 16,492

What it costs per month · 01060 $2,608/mo

to buy the typical home at today's mortgage rate — +$1,400 (+116%) since Jan 2020.

What the home itself did
1 year
Up $22,375 +5%
$474,495$496,871 since Sep 2025
5 years
Up $111,584 +29%
$385,286$496,871 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 01060 $2,608 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 01060$2,608
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 01060 rose 4.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 01060 rose 0.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 01060 runs $1,378/mo more than renting one. The gap peaked at $1,474 in Jan 2025.

That is $3,733 a month against $2,355 rent: a $2,608 mortgage payment, plus $593 property tax and $532 insurance & upkeep.

Owning vs renting — zip 01060

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 2025 2026 Owning all in $3,733 Renting $2,355 Mortgage only $2,608
$2,500 $3,000 $3,500 2025 2026
  • Owning all in$3,733
  • Renting$2,355
  • Mortgage only$2,608

Property tax · $593/mo 1.43% of value a year — the ACS 2020-2024 median bill over the median home value for Hampshire County, MA

Insurance & upkeep · $532/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Northampton, MA — measured over the city limits, which is a different area from this zip.

Asking rent $2,355 as of Sep 2026
+0.8%year on year
Typical home value $496,871 as of Sep 2026
+4.7%year on year

Asking rent — 01060

Against the Springfield, MA metro and the national benchmark.

$1,800 $2,000 $2,200 2025 2026 01060 $2,355 Springfield $1,963 United States $1,932
$1,800 $2,000 $2,200 2025 2026
  • 01060$2,355
  • Springfield$1,963
  • United States$1,932

Typical home value — 01060

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 01060 $496,871 Springfield $372,394 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 01060$496,871
  • Springfield$372,394
  • United States$366,157

Within 20 miles

Showing 30 of 62 zips in range — sorting picks from all 62.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.1 01062 Florence 9,816 — $497,851
3.9 01035 Hadley 5,306 $4,995 $523,848
4.5 01038 Hatfield 2,491 — $498,776
4.5 01053 Leeds 2,304 — $461,728
5.2 01075 South Hadley 17,754 $1,753 $383,821
6.0 01027 Easthampton 17,716 $2,206 $436,610
6.8 01039 Haydenville 1,506 — $460,564
7.6 01040 Holyoke 37,813 $1,663 $330,811
7.8 01033 Granby 6,080 — $402,917
8.4 01073 Southampton 6,230 — $498,798
8.4 01093 Whately 225 — $503,233
9.3 01002 Amherst 26,370 $2,957 $535,584
9.4 01096 Williamsburg 2,580 — $430,558
9.8 01022 Chicopee 1,844 — $237,180
10.4 01373 South Deerfield 4,860 — $462,495
10.6 01375 Sunderland 3,641 $3,420 $484,884
10.6 01020 Chicopee 30,167 $1,696 $329,386
11.2 01013 Chicopee 23,284 $1,678 $317,977
11.8 01012 Chesterfield 397 — $395,300
12.1 01007 Belchertown 15,419 — $474,496
12.6 01056 Ludlow 20,904 — $372,618
12.7 01050 Huntington 2,529 — $357,809
12.8 01054 Leverett 1,608 — $518,541
13.2 01032 Goshen 509 — $384,710
13.3 01151 Indian Orchard 9,606 — $291,461
13.3 01341 Conway 1,622 — $465,155
13.5 01104 Springfield 23,209 — $289,243
13.6 01085 Westfield 41,102 $1,950 $385,734
13.6 01089 West Springfield 28,772 $1,684 $361,851
13.9 01107 Springfield 12,009 — $314,136

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.