Zip lookup · MA

01420
Fitchburg, Massachusetts.

Fitchburg, Worcester County, MA · Worcester, MA-CT metro · population 41,839

What it costs per month · 01420 $2,096/mo

to buy the typical home at today's mortgage rate — +$1,245 (+146%) since Jan 2020.

What the home itself did
1 year
Up $5,250 +1%
$394,125$399,375 since Sep 2025
5 years
Up $99,416 +33%
$299,959$399,375 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 01420 $2,096 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 01420$2,096
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 01420 rose 1.3% over the past year — in step with the nation.

Asking rents in zip 01420 rose 0.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 01420 runs $1,092/mo more than renting one. The gap peaked at $1,210 in Jan 2025.

That is $2,951 a month against $1,859 rent: a $2,096 mortgage payment, plus $427 property tax and $428 insurance & upkeep.

Owning vs renting — zip 01420

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2022 2023 2024 2025 2026 Owning all in $2,951 Renting $1,859 Mortgage only $2,096
$1,500 $2,000 $2,500 $3,000 2022 2024 2026
  • Owning all in$2,951
  • Renting$1,859
  • Mortgage only$2,096

Property tax · $427/mo 1.28% of value a year — the ACS 2020-2024 median bill over the median home value for Worcester County, MA

Insurance & upkeep · $428/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Fitchburg, MA — measured over the city limits, which is a different area from this zip.

Asking rent $1,859 as of Sep 2026
+0.7%year on year
Typical home value $399,375 as of Sep 2026
+1.3%year on year

Asking rent — 01420

Against the Worcester, MA-CT metro and the national benchmark.

$1,500 $1,750 $2,000 2022 2023 2024 2025 2026 01420 $1,859 Worcester $2,105 United States $1,932
$1,500 $1,750 $2,000 2022 2024 2026
  • 01420$1,859
  • Worcester$2,105
  • United States$1,932

Typical home value — 01420

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 01420 $399,375 Worcester $476,551 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 01420$399,375
  • Worcester$476,551
  • United States$366,157

Within 20 miles

Showing 30 of 50 zips in range — sorting picks from all 50.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.9 01462 Lunenburg 11,919 — $543,549
5.0 01473 Westminster 8,374 — $537,993
5.2 01453 Leominster 43,851 $1,885 $466,439
6.3 01431 Ashby 3,211 — $473,378
6.8 01474 West Townsend 2,280 — $513,914
7.5 01430 Ashburnham 6,481 — $457,100
8.4 01469 Townsend 6,820 — $502,478
8.6 01440 Gardner 21,276 $1,676 $373,294
8.7 01464 Shirley 6,976 — $551,657
9.5 01541 Princeton 3,529 — $628,069
10.0 01523 Lancaster 8,606 — $578,481
10.2 01564 Sterling 8,183 — $593,811
10.9 01434 Devens 1,564 — $594,096
11.5 03048 Greenville 3,237 — $482,939
11.7 03071 New Ipswich 5,310 — $487,735
11.9 01452 Hubbardston 4,371 — $477,780
12.3 01463 Pepperell 11,697 — $596,027
12.6 01432 Ayer 8,521 $2,433 $569,156
13.0 01468 Templeton 4,183 — $422,584
13.1 01475 Winchendon 10,265 — $402,822
13.1 01450 Groton 11,356 — $776,585
13.4 03033 Brookline 5,736 — $669,698
13.5 01451 Harvard 5,487 — $923,177
13.7 01510 Clinton 15,563 $1,990 $451,865
13.9 01436 Baldwinville 3,720 — $402,278
14.4 01522 Jefferson 3,152 — $533,904
14.9 01740 Bolton 5,737 — $866,126
15.0 01583 West Boylston 7,606 — $517,011
15.2 03461 Rindge 6,497 — $472,884
15.8 01543 Rutland 9,353 — $533,766

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.